# 财悟 vs Budgetree

The clearest difference is update cadence: 财悟 at every 4 days against Budgetree's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. 财悟 sells 3 in-app purchases, starting at $0.99 per month and Budgetree sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

财悟 ships an update every 4 days, Budgetree every 9 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | 财悟 | Budgetree |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 9 days |
| Monetization | Freemium | — |
| Size | 28 MB | 4 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [子涛 史](https://appshunter.io/developer/6799988534) | [李耀 张](https://appshunter.io/developer/6799562329) |

## What reviewers say

### 财悟

[App page](https://appshunter.io/ios/app/id6801788635)

This app integrates personal finance and asset tracking, allowing users to manage income, expenses, and possessions in one place. It provides clear overviews of financial status and asset value, with features like dual tracking and detailed statistics.

**Highlights:** Integrated money and item tracking, Dual-sided traceability for items and expenses, Clear asset overview and net increase calculation, Unified categories for income and expenses, Comprehensive account management, Full lifecycle item management, Map-based expense tracking, Customizable tags and image uploads

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Month Member | $0.99 | per month |
| Year Member | $6.99 | per year |
| Lifetime Member | $14.99 | one-time |


### Budgetree

[App page](https://appshunter.io/ios/app/budgetree-expense-tracker/id6802959359)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $1.99 | one-time |
| 季度会员 | $3.99 | one-time |
| 买断版 | $4.99 | one-time |
| 年度会员 | $9.99 | one-time |


## Frequently asked questions

### Is 财悟 free?

财悟 is free to download, with in-app purchases available.

### Is Budgetree free?

Budgetree is free to download, with in-app purchases available.

### Do 财悟 or Budgetree have ads?

Neither 财悟 nor Budgetree shows ads.

### Which is updated more often, 财悟 or Budgetree?

财悟 ships an update every 4 days, and Budgetree every 9 days. Most recently, 财悟 was updated on November 7, 2026 and Budgetree on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*