# Envelope Budgeting vs Subly

The clearest difference is update cadence: Envelope Budgeting at every 5 days against Subly's every 3 weeks. Subly's advantage is iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Envelope Budgeting sells 1 one-off in-app purchase and Subly sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Envelope Budgeting ships an update every 5 days, Subly every 3 weeks. Both last shipped on November 6, 2026.

## The numbers

| Metric | Envelope Budgeting | Subly |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Size | 5 MB | 5 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | **iPhone, iPad, Mac** | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Armen Ter-Oganezov](https://appshunter.io/developer/1723150483) | [Jorge Valderrama Sanchez](https://appshunter.io/developer/6805915385) |

## What reviewers say

### Envelope Budgeting

[App page](https://appshunter.io/ios/app/envelope-budgeting-fundkeep/id6801904284)

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Fundkeep Full | $39.99 | one-time |


### Subly

[App page](https://appshunter.io/ios/app/subly-bills-and-subscriptions/id6805915383)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subly Monthly | $0.99 | per month |
| Subly annual | $8.99 | per year |


## Frequently asked questions

### Is Envelope Budgeting free?

Envelope Budgeting is free to download, with in-app purchases available.

### Is Subly free?

Subly is free to download, with in-app purchases available.

### Do Envelope Budgeting or Subly have ads?

Neither Envelope Budgeting nor Subly shows ads.

### Which is updated more often, Envelope Budgeting or Subly?

Envelope Budgeting ships an update every 5 days, and Subly every 3 weeks. Most recently, Envelope Budgeting was updated on November 6, 2026 and Subly on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*