# PayDream vs Scary Budget

The clearest difference is in-app purchases: PayDream at none against Scary Budget's 2. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Scary Budget sells 2 in-app purchases, starting at $2.99 per month. PayDream asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for PayDream against 5.0 for Scary Budget. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

## The numbers

| Metric | PayDream | Scary Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/paydream/id6803732166/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/scary-budget/id6814861384/reviews) |
| Number of ratings | 2 | **4** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | — |
| Monetization | **Free** | Freemium |
| Size | 39 MB | 5 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Paydream LLC](https://appshunter.io/developer/6803732168) | [Scary Budget LLC](https://appshunter.io/developer/6814861386) |

## What reviewers say

### PayDream

[App page](https://appshunter.io/ios/app/paydream/id6803732166)

This app helps you visualize and plan your financial future. It consolidates income, spending, and savings goals into a single, easy-to-understand interface. Explore potential financial scenarios before making real-world changes.

**Highlights:** Consolidate income and spending, Create and track savings goals, Visualize goals on a timeline, Simulate financial scenarios, Track recurring payments, Share savings goals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Scary Budget

[App page](https://appshunter.io/ios/app/scary-budget/id6814861384)

This app helps you manage your personal finances by creating a cash-flow model that connects your account balance with your upcoming expenses. It forecasts your daily checking balance, tracks bills, subscriptions, and payments, and allows you to reconcile expected activity with actual bank transactions.

**Highlights:** Daily checking balance forecast, Model recurring bills and income, Reconcile expected vs. actual transactions, Track credit card balances and APR, Analyze spending by category and merchant, Optional connected-inbox receipt search

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Annual | $29.99 | per year |


## Frequently asked questions

### Is PayDream free?

PayDream is free to download, with no in-app purchases.

### Is Scary Budget free?

Scary Budget is free to download, with in-app purchases available.

### Which has better reviews, PayDream or Scary Budget?

PayDream and Scary Budget are both rated 5.0 out of 5 on the App Store, from 2 and 4 ratings respectively.

### Do PayDream or Scary Budget have ads?

Neither PayDream nor Scary Budget shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*