# MultiPay vs Masraff

The clearest difference is in-app purchases: MultiPay at none against Masraff's 1. MultiPay also leads on ratings volume (213 vs 1). Masraff's advantage is rating (5.0 vs 4.8). On price, update cadence, ads and monetization model there is nothing between them.

Both are free to download. Masraff sells 1 one-off in-app purchase. MultiPay asks for nothing beyond the download.

Masraff holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MultiPay has 213 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 15, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | MultiPay | Masraff |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (213 ratings)](https://appshunter.io/ios/app/multipay-digital-wallet/id680381668/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/masraff/id1251685108/reviews)** |
| Number of ratings | **213** | 1 |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 84 MB | 157 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Multinet Kurumsal Hizmetler](https://appshunter.io/developer/680381891) | [SORUSANA BILISIM ANONIM SIRKETI](https://appshunter.io/developer/700693757) |

## What reviewers say

### MultiPay

[App page](https://appshunter.io/ios/app/multipay-digital-wallet/id680381668)

This digital wallet app simplifies payments with QR codes, allowing cardless transactions. Track your spending, earn loyalty rewards, and discover exclusive deals. It also integrates with services for online orders and car maintenance.

**Highlights:** Cardless QR payments, Balance and spending tracking, Earn TatlıPara loyalty rewards, Online payment integration, MultiCar+ service booking, Story campaigns for deals, Light and dark mode

**Features:** Vision Pro support

**In-app purchases:** none


### Masraff

[App page](https://appshunter.io/ios/app/masraff/id1251685108)

Effortlessly manage expenses by simply photographing receipts. The app's AI automatically enters the details, sends them for manager approval based on company policy, and integrates seamlessly with accounting systems. Track company spending in real-time with instant reports.

**Highlights:** Automatic expense entry from receipt photos, AI-powered data extraction, Automated manager approval workflows, Seamless accounting system integration, Real-time spending reports, Company expense policy adherence

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subscription | $99.99 | one-time |


## Frequently asked questions

### Is MultiPay free?

MultiPay is free to download, with no in-app purchases.

### Is Masraff free?

Masraff is free to download, with in-app purchases available.

### Which has better reviews, MultiPay or Masraff?

Masraff is rated higher. MultiPay averages 4.8 out of 5 from 213 ratings, while Masraff averages 5.0 from 1 ratings.

### Do MultiPay or Masraff have ads?

Neither MultiPay nor Masraff shows ads.

### Which is updated more often, MultiPay or Masraff?

MultiPay ships an update fortnightly, and Masraff fortnightly. Most recently, MultiPay was updated on October 15, 2026 and Masraff on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*