# MultiPay vs Mükellef

The clearest difference is ads: MultiPay at none against Mükellef's shown. MultiPay also leads on monetization model (free vs free with in-app purchases) and ratings volume (213 vs 1). On price, rating, review sentiment and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mükellef holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MultiPay has 213 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 25% of MultiPay's written reviews are positive against 19% of Mükellef's, so the app with the better star average is not the one people write more warmly about.

MultiPay ships an update fortnightly, Mükellef monthly. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | MultiPay | Mükellef |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (213 ratings)](https://appshunter.io/ios/app/multipay-digital-wallet/id680381668/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mukellef/id1553886137/reviews)** |
| Number of ratings | **213** | 1 |
| Positive reviews | **25.0% of reviews** | 18.5% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 84 MB | 101 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Multinet Kurumsal Hizmetler A.S.](https://appshunter.io/developer/680381891) | [Mükellef Teknoloji A.Ş.](https://appshunter.io/developer/1693356629) |

## What reviewers say

### MultiPay

[App page](https://appshunter.io/ios/app/multipay-digital-wallet/id680381668)

This digital wallet app simplifies payments with QR codes, allowing cardless transactions. Track your spending, earn loyalty rewards, and discover exclusive deals. It also integrates with services for online orders and car maintenance.

**Highlights:** Cardless QR payments, Balance and spending tracking, Earn TatlıPara loyalty rewards, Online payment integration, MultiCar+ service booking, Story campaigns for deals, Light and dark mode

**Features:** Vision Pro support

**In-app purchases:** none


### Mükellef

[App page](https://appshunter.io/ios/app/mukellef/id1553886137)

Establish and manage your company finances seamlessly from your mobile device. This app offers company formation, financial tracking, and access to additional business services. Grow your business with integrated tools and support.

**Highlights:** Online company formation and management, View company details and documents, Access to additional business services, Track payments and access accounting software, Upload receipts and invoices, Tax notifications and calendar integration, Apply for loans and financing

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MultiPay free?

MultiPay is free to download, with no in-app purchases.

### Is Mükellef free?

Mükellef is free to download, with no in-app purchases.

### Which has better reviews, MultiPay or Mükellef?

Mükellef is rated higher. MultiPay averages 4.8 out of 5 from 213 ratings, while Mükellef averages 5.0 from 1 ratings.

### Do MultiPay or Mükellef have ads?

Mükellef shows ads; MultiPay does not.

### Which is updated more often, MultiPay or Mükellef?

MultiPay ships an update fortnightly, and Mükellef monthly. Most recently, MultiPay was updated on October 14, 2026 and Mükellef on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*