# MultiPay vs SetcardFlexlife

MultiPay and SetcardFlexlife are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MultiPay ships an update fortnightly, SetcardFlexlife every 2 weeks. The most recent releases landed on October 15, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | MultiPay | SetcardFlexlife |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (213 ratings)](https://appshunter.io/ios/app/multipay-digital-wallet/id680381668/reviews)** | — |
| Number of ratings | **213** | — |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | Free | — |
| Size | 84 MB | 45 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Multinet Kurumsal Hizmetler](https://appshunter.io/developer/680381891) | [SETCARD](https://appshunter.io/developer/882408964) |

## What reviewers say

### MultiPay

[App page](https://appshunter.io/ios/app/multipay-digital-wallet/id680381668)

This digital wallet app simplifies payments with QR codes, allowing cardless transactions. Track your spending, earn loyalty rewards, and discover exclusive deals. It also integrates with services for online orders and car maintenance.

**Highlights:** Cardless QR payments, Balance and spending tracking, Earn TatlıPara loyalty rewards, Online payment integration, MultiCar+ service booking, Story campaigns for deals, Light and dark mode

**Features:** Vision Pro support

**In-app purchases:** none


### SetcardFlexlife

[App page](https://appshunter.io/ios/app/setcardflexlife/id1665163090)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MultiPay free?

MultiPay is free to download, with no in-app purchases.

### Is SetcardFlexlife free?

SetcardFlexlife is free to download, with no in-app purchases.

### Do MultiPay or SetcardFlexlife have ads?

Neither MultiPay nor SetcardFlexlife shows ads.

### Which is updated more often, MultiPay or SetcardFlexlife?

MultiPay ships an update fortnightly, and SetcardFlexlife every 2 weeks. Most recently, MultiPay was updated on October 15, 2026 and SetcardFlexlife on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*