# MultiPay vs Findeks

MultiPay and Findeks both sit at 4.8 stars, but that hides the real split: 60% of Findeks's written reviews are positive against 25% of MultiPay's. MultiPay's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MultiPay against 4.9 for Findeks. Both are backed by a comparable volume of ratings — 213 and 74 respectively. Written reviews are what separate them: 25% of MultiPay's written reviews are positive against 60% of Findeks's.

MultiPay ships an update fortnightly, Findeks every 3 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | MultiPay | Findeks |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (213 ratings)](https://appshunter.io/ios/app/multipay-digital-wallet/id680381668/reviews) | **[4.9 (74 ratings)](https://appshunter.io/ios/app/findeks-kredi-notu/id824178563/reviews)** |
| Number of ratings | **213** | 74 |
| Positive reviews | 25.0% of reviews | **60.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 84 MB | 105 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Multinet Kurumsal Hizmetler](https://appshunter.io/developer/680381891) | [Kredi Kayıt Bürosu](https://appshunter.io/developer/824178566) |

## What reviewers say

### MultiPay

[App page](https://appshunter.io/ios/app/multipay-digital-wallet/id680381668)

This digital wallet app simplifies payments with QR codes, allowing cardless transactions. Track your spending, earn loyalty rewards, and discover exclusive deals. It also integrates with services for online orders and car maintenance.

**Highlights:** Cardless QR payments, Balance and spending tracking, Earn TatlıPara loyalty rewards, Online payment integration, MultiCar+ service booking, Story campaigns for deals, Light and dark mode

**Features:** Vision Pro support

**In-app purchases:** none


### Findeks

[App page](https://appshunter.io/ios/app/findeks-kredi-notu/id824178563)

Manage your financial life securely. Track your credit score, analyze your financial status with a risk report, and make safer commercial decisions with a check report. Get detailed information about your loans and credit cards.

**Highlights:** Credit score tracking, Risk report analysis, Commercial check report, Loan and credit card details, Payment behavior analysis, Real-time notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MultiPay free?

MultiPay is free to download, with no in-app purchases.

### Is Findeks free?

Findeks is free to download, with no in-app purchases.

### Which has better reviews, MultiPay or Findeks?

Findeks is rated higher. MultiPay averages 4.8 out of 5 from 213 ratings, while Findeks averages 4.9 from 74 ratings.

### Do MultiPay or Findeks have ads?

Neither MultiPay nor Findeks shows ads.

### Which is updated more often, MultiPay or Findeks?

MultiPay ships an update fortnightly, and Findeks every 3 weeks. Most recently, MultiPay was updated on November 1, 2026 and Findeks on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*