# 广发基金 vs 养基宝

The clearest difference is in-app purchases: 广发基金 at none against 养基宝's 10. 广发基金 also leads on iOS requirement (12.0 vs 15.0). 养基宝's advantage is update cadence (weekly vs every 2 months) and review sentiment (86% vs 63%). On price, rating, ads and device support there is nothing between them.

Both are free to download. 养基宝 sells 10 one-off in-app purchases. 广发基金 asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.2 for 广发基金 against 4.3 for 养基宝. Both are backed by a comparable volume of ratings — 17 and 60 respectively. Written reviews are what separate them: 63% of 广发基金's written reviews are positive against 86% of 养基宝's.

广发基金 ships an update every 2 months, 养基宝 weekly. Both last shipped on October 19, 2026.

## The numbers

| Metric | 广发基金 | 养基宝 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (17 ratings)](https://appshunter.io/ios/app/1/id680525846/reviews) | **[4.3 (60 ratings)](https://appshunter.io/ios/app/id1597754877/reviews)** |
| Number of ratings | 17 | **60** |
| Positive reviews | 63.0% of reviews | **85.9% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 245 MB | 118 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [GuangFa Funds Management Co., Ltd](https://appshunter.io/developer/591593600) | [Shenzhen Xiaoduotou Information Technology Co.,Ltd.](https://appshunter.io/developer/1451772803) |

## What reviewers say

### 广发基金

[App page](https://appshunter.io/ios/app/1/id680525846)

This official fund management app offers low fees for fund purchases and early net value updates. It provides fast redemption, high payment limits, and supports over 100 banks. Features include profit/loss inquiries, a child account, and exclusive services for high-net-worth individuals.

**Highlights:** Low purchase fees, Early net value updates, Fast redemption, High payment limits, Supports over 100 banks, Profit/loss inquiry, Child account

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 养基宝

[App page](https://appshunter.io/ios/app/id1597754877)

This app helps you manage your investments across multiple platforms. It offers features like image recognition to sync your holdings, profit and loss analysis, and weekly/monthly reports. It's designed for a better investment experience.

**Highlights:** Consolidated multi-platform fund viewing, Image recognition for syncing holdings, Profit and loss analysis, Weekly and monthly fund reports, Multi-account ledger management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 9折月度会员价 | $9.99 | one-time |
| 月度会员 | $9.99 | one-time |
| 9折季度会员价 | $24.99 | one-time |
| 养基宝季度VIP会员 | $27.99 | one-time |
| 季度会员 | $29.99 | one-time |
| 新人优惠-半年度会员 | $39.99 | one-time |
| 半年度会员 | $49.99 | one-time |
| 新人优惠-年度会员 | $69.99 | one-time |
| 9折年度会员价 | $79.99 | one-time |
| 年度会员 | $79.99 | one-time |


## Frequently asked questions

### Is 广发基金 free?

广发基金 is free to download, with no in-app purchases.

### Is 养基宝 free?

养基宝 is free to download, with in-app purchases available.

### Which has better reviews, 广发基金 or 养基宝?

养基宝 is rated higher. 广发基金 averages 4.2 out of 5 from 17 ratings, while 养基宝 averages 4.3 from 60 ratings.

### Do 广发基金 or 养基宝 have ads?

Both 广发基金 and 养基宝 show ads.

### Which is updated more often, 广发基金 or 养基宝?

广发基金 ships an update every 2 months, and 养基宝 weekly. Most recently, 广发基金 was updated on October 19, 2026 and 养基宝 on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*