# Paylist vs Cardeyra

The clearest difference is update cadence: Cardeyra at daily against Paylist's every 4 days. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Paylist sells 3 in-app purchases, starting at $0.99 per month and Cardeyra sells 2 in-app purchases, starting at $3.99 per year. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Paylist against 5.0 for Cardeyra. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Paylist ships an update every 4 days, Cardeyra daily. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Paylist | Cardeyra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/paylist-subscription-tracker/id6805378284/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/cardeyra-subscription-tracker/id6816627557/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | **Daily** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 21 MB | 28 MB |
| Requires iOS | 18.6 | **18.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [权东 李](https://appshunter.io/developer/6793769256) | [贵麟 倪](https://appshunter.io/developer/6780701089) |

## What reviewers say

### Paylist

[App page](https://appshunter.io/ios/app/paylist-subscription-tracker/id6805378284)

Easily manage all your recurring payments and subscriptions in one place. Get timely reminders before renewals to avoid unwanted charges and track your spending to identify unnecessary expenses.

**Highlights:** Manage all subscriptions, Personalized custom items, Renewal expiration reminders, Calculate future expenses, Track monthly renewals, View expense rankings, Multi-currency support

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Paylist Premium (Monthly) | $0.99 | per month |
| Paylist Premium (Yearly) | $6.99 | per year |
| Paylist Premium (Lifetime) | $8.99 | one-time |


### Cardeyra

[App page](https://appshunter.io/ios/app/cardeyra-subscription-tracker/id6816627557)

Manage all your subscriptions and recurring bills in one place. Track renewal dates, monitor spending, and receive timely reminders to avoid unwanted charges. Organize your financial commitments with ease.

**Highlights:** Subscription cards with filtering and reordering, Renewal and free trial ending reminders, Monthly/daily spending averages and payment records, Automatic bookkeeping and wallet management, AI-powered screenshot scanning for OCR, Home and Lock Screen widgets, iCloud sync and WebDAV backup (Pro)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cardeyra Pro Yearly | $3.99 | per year |
| Cardeyra Pro Lifetime | $9.99 | one-time |


## Frequently asked questions

### Is Paylist free?

Paylist is free to download, with in-app purchases available.

### Is Cardeyra free?

Cardeyra is free to download, with in-app purchases available.

### Which has better reviews, Paylist or Cardeyra?

Paylist and Cardeyra are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Paylist or Cardeyra have ads?

Neither Paylist nor Cardeyra shows ads.

### Which is updated more often, Paylist or Cardeyra?

Paylist ships an update every 4 days, and Cardeyra daily. Most recently, Paylist was updated on November 1, 2026 and Cardeyra on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*