# Flow vs The Finances

The clearest difference is update cadence: The Finances at daily against Flow's every 3 weeks. The Finances also leads on iOS requirement (16.4 vs 26.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Flow sells 3 in-app purchases, starting at $1.99 per month and The Finances sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Flow ships an update every 3 weeks, The Finances daily. Both last shipped on November 6, 2026.

## The numbers

| Metric | Flow | The Finances |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/flow-budget-and-expense-tracker/id6805785568/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Daily** |
| Monetization | Freemium | — |
| Size | 82 MB | 79 MB |
| Requires iOS | 26.6 | **16.4** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Yu Fan](https://appshunter.io/developer/1013763574) | [Jholdy Phillipy Damasceno](https://appshunter.io/developer/6812028081) |

## What reviewers say

### Flow

[App page](https://appshunter.io/ios/app/flow-budget-and-expense-tracker/id6805785568)

Effortlessly track income, expenses, and transfers with a clear timeline. Monitor accounts, assets, budgets, and spending habits. Offers a free version with core features and an optional Pro upgrade for advanced tools like investments and unlimited accounts.

**Highlights:** Record income, expenses, and transfers, View accounts, assets, and budgets, Track recurring payments and subscriptions, Monitor spending patterns, Data import and export, Investment tracking (Pro), Unlimited accounts and budgets (Pro)

**Features:** Apple Watch app, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Flow Pro Monthly | $1.99 | per month |
| Flow Pro Annual | $9.99 | per year |
| Flow Pro Lifetime | $29.99 | one-time |


### The Finances

[App page](https://appshunter.io/ios/app/the-finances/id6812028079)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $1.99 | per month |
| Premium Yearly | $19.99 | per year |


## Frequently asked questions

### Is Flow free?

Flow is free to download, with in-app purchases available.

### Is The Finances free?

The Finances is free to download, with in-app purchases available.

### Do Flow or The Finances have ads?

Neither Flow nor The Finances shows ads.

### Which is updated more often, Flow or The Finances?

Flow ships an update every 3 weeks, and The Finances daily. Most recently, Flow was updated on November 6, 2026 and The Finances on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*