# Cardinal Mobile Banking vs CFBank

The clearest difference is update cadence: CFBank at monthly against Cardinal Mobile Banking's every 9 months. Cardinal Mobile Banking's advantage is rating (4.8 vs 4.4) and ratings volume (993 vs 83). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cardinal Mobile Banking holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Cardinal Mobile Banking has 993 ratings behind it against 83, so its average is the more settled of the two. Written reviews point the same way: 52% of Cardinal Mobile Banking's written reviews are positive against 50% of CFBank's.

Cardinal Mobile Banking ships an update every 9 months, CFBank monthly. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Cardinal Mobile Banking | CFBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (993 ratings)](https://appshunter.io/ios/app/cardinal-mobile-banking/id681263438/reviews)** | [4.4 (83 ratings)](https://appshunter.io/ios/app/cfbank/id1641348073/reviews) |
| Number of ratings | **993** | 83 |
| Positive reviews | **52.2% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Monthly** |
| Monetization | Free | Free |
| Size | 46 MB | 123 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Cardinal Credit Union, Inc.](https://appshunter.io/developer/681263441) | [CFBank](https://appshunter.io/developer/542471060) |

## What reviewers say

### Cardinal Mobile Banking

[App page](https://appshunter.io/ios/app/cardinal-mobile-banking/id681263438)

Manage your bank accounts securely and conveniently from anywhere. Check balances, view account information, make and edit payments, transfer funds, and locate branches and ATMs. All your everyday banking needs are accessible from your mobile device.

**Highlights:** Account dashboard, View account balances and transactions, Schedule and make bill payments, Transfer funds between accounts, Locate branches and ATMs

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and convenient
- 🔒 Strong security features
- 💰 Quick access to account information
- 🚀 Reliable performance compared to competitors
- 💡 Receipt attachment for deposits

**What reviewers complain about**

- 🐛 Human verification loop issues
- 🚫 No opt-out option for review prompts
- ❌ Missing fraud department information
- ⚠️ Inconsistent performance between app and website
- 🔐 Account access problems

**Reported bugs**

- Human verification stuck in infinite loop
- App crashes on startup with distorted graphics
- Unable to send password recovery texts/emails
- Login failures preventing account access
- Bill pay system unavailable error

**Requested features**

- Mobile check deposit via photo
- Loan payment functionality through app
- Transfer option between accounts
- Visible account numbers for bill pay
- Improved human verification process


### CFBank

[App page](https://appshunter.io/ios/app/cfbank/id1641348073)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks from your device. Easily locate nearby branches and ATMs.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay and schedule bills, Deposit checks remotely, Find nearby branches and ATMs

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cardinal Mobile Banking free?

Cardinal Mobile Banking is free to download, with no in-app purchases.

### Is CFBank free?

CFBank is free to download, with no in-app purchases.

### Which has better reviews, Cardinal Mobile Banking or CFBank?

Cardinal Mobile Banking is rated higher. Cardinal Mobile Banking averages 4.8 out of 5 from 993 ratings, while CFBank averages 4.4 from 83 ratings.

### Do Cardinal Mobile Banking or CFBank have ads?

Neither Cardinal Mobile Banking nor CFBank shows ads.

### Which is updated more often, Cardinal Mobile Banking or CFBank?

Cardinal Mobile Banking ships an update every 9 months, and CFBank monthly. Most recently, Cardinal Mobile Banking was updated on November 11, 2026 and CFBank on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*