# Summerland Banking App vs Macquarie Authenticator

The clearest difference is review sentiment: Summerland Banking App at 79% against Macquarie Authenticator's 15%. Macquarie Authenticator's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Summerland Banking App ships an update every 3 months, Macquarie Authenticator every 3 weeks. The most recent releases landed on October 20, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Summerland Banking App | Macquarie Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (2 ratings)](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | **79.2% of reviews** | 14.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 90 MB | 220 MB |
| Requires iOS | 16.4 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Summerland Financial Services Limited](https://appshunter.io/developer/681638347) | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) |

## What reviewers say

### Summerland Banking App

[App page](https://appshunter.io/ios/app/summerland-banking-app/id681638344)

Manage your finances securely and conveniently with real-time access to your accounts. Transfer funds, set up payments, activate cards, and receive important alerts. This app offers a secure and streamlined banking experience on the go.

**Highlights:** Real-time account access, Secure login with biometrics, Seamless fund transfers, Recurring payment setup, Card activation and PIN changes, View account statements, Receive alerts and offers

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Macquarie Authenticator

[App page](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749)

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

**Highlights:** Push notifications for transaction approval/denial, Generate one-time rolling codes, Offline authentication with rolling codes, Manage pending tasks, PIN, fingerprint, and facial recognition unlock

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Summerland Banking App free?

Summerland Banking App is free to download, with no in-app purchases.

### Is Macquarie Authenticator free?

Macquarie Authenticator is free to download, with no in-app purchases.

### Do Summerland Banking App or Macquarie Authenticator have ads?

Neither Summerland Banking App nor Macquarie Authenticator shows ads.

### Which is updated more often, Summerland Banking App or Macquarie Authenticator?

Summerland Banking App ships an update every 3 months, and Macquarie Authenticator every 3 weeks. Most recently, Summerland Banking App was updated on October 20, 2026 and Macquarie Authenticator on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*