# Vantiv vs Privacy.com

The clearest difference is rating: Privacy.com at 4.5 against Vantiv's 1.0. Privacy.com also leads on review sentiment (39% vs 0%) and ratings volume (7.2K vs 2). Vantiv's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (7.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Privacy.com holds the better App Store score, 4.5 against 1.0. That said, the two scores are not equally well evidenced: Privacy.com has 7.2K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Vantiv's written reviews are positive against 39% of Privacy.com's.

Vantiv ships an update every 4 months, Privacy.com every 4 weeks. The most recent releases landed on October 1, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Vantiv | Privacy.com |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/vantiv-accept/id686610776/reviews) | **[4.5 (7.2K ratings)](https://appshunter.io/ios/app/privacycom-virtual-cards/id1040298266/reviews)** |
| Number of ratings | 2 | **7.2K** |
| Positive reviews | 0.0% of reviews | **39.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 4 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 15 MB | 55 MB |
| Requires iOS | **7.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [VANTIV, LLC](https://appshunter.io/developer/428535330) | [Pay With Privacy, Inc.](https://appshunter.io/developer/1040298265) |

## What reviewers say

### Vantiv

[App page](https://appshunter.io/ios/app/vantiv-accept/id686610776)

Accept mobile payments securely and conveniently from any U.S. issued credit, debit, or prepaid card. Ideal for small and medium businesses, this app enables quick processing at the point of service or for customer checkout.

**Highlights:** Accept mobile payments, Process U.S. issued credit, debit, prepaid cards, Secure card swiping, Point of service processing, Convenient customer checkout

**Features:** macOS Compatibility

**In-app purchases:** none


### Privacy.com

[App page](https://appshunter.io/ios/app/privacycom-virtual-cards/id1040298266)

Safeguard your online transactions by creating virtual payment cards. Protect your actual financial details from compromised cards, unexpected charges, and recurring subscription fees. Enjoy enhanced security and control over your spending with customizable limits and real-time monitoring.

**Highlights:** Create virtual payment cards, Merchant-locked cards, One-time-use cards, Customizable spending limits, Real-time transaction monitoring, Pause/unpause/close cards

**Features:** macOS Compatibility, Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent protection
- 🔒 Total control
- 👍 Incredible
- 🔒 Essential app
- 👍 Happy user for YEARS

**What reviewers complain about**

- 🐛 Great service, HORRIBLE new app
- 🐛 DISAPPOINTED THEY DONT BLOCK THEFT LIKE THEY CLAIM
- 🐛 New UI and other irritations
- 🐛 Card Not Supported
- 🐛 Disabled my account

**Reported bugs**

- Half of the time I cannot open the app after it was closed as FaceID is broken and disables keyboard entry
- Automatically pausing cards set up for annual payments
- Transactions being authorized multiple times on one-time use cards
- App crashing issues
- Compatibility issues with newer debit cards

**Requested features**

- Ability to search transactions by dollar amount
- Option to hide closed cards
- Ability to preload cards for budgeting
- Option to set cards back to no limit
- Landscape mode support


## Frequently asked questions

### Is Vantiv free?

Vantiv is free to download, with no in-app purchases.

### Is Privacy.com free?

Privacy.com is free to download, with no in-app purchases.

### Which has better reviews, Vantiv or Privacy.com?

Privacy.com is rated higher. Vantiv averages 1.0 out of 5 from 2 ratings, while Privacy.com averages 4.5 from 7.2K ratings.

### Do Vantiv or Privacy.com have ads?

Neither Vantiv nor Privacy.com shows ads.

### Which is updated more often, Vantiv or Privacy.com?

Vantiv ships an update every 4 months, and Privacy.com every 4 weeks. Most recently, Vantiv was updated on October 1, 2026 and Privacy.com on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*