# Vantiv vs CardPointers for Credit Cards

The clearest difference is review sentiment: CardPointers for Credit Cards at 79% against Vantiv's 0%. CardPointers for Credit Cards also leads on rating (4.7 vs 1.0) and update cadence (every 4 days vs every 4 months). Vantiv's advantage is in-app purchases (none vs 17) and iOS requirement (7.0 vs 15.0). On price and ads there is nothing between them.

Both are free to download. CardPointers for Credit Cards sells 16 in-app purchases, starting at $6.99 per month. Vantiv asks for nothing beyond the download.

CardPointers for Credit Cards holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: CardPointers for Credit Cards has 10K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Vantiv's written reviews are positive against 79% of CardPointers for Credit Cards's.

Vantiv ships an update every 4 months, CardPointers for Credit Cards every 4 days. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Vantiv | CardPointers for Credit Cards |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/vantiv-accept/id686610776/reviews) | **[4.7 (10K ratings)](https://appshunter.io/ios/app/cardpointers-for-credit-cards/id1472875808/reviews)** |
| Number of ratings | 2 | **10K** |
| Positive reviews | 0.0% of reviews | **78.5% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 4 days** |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | — | **#35** |
| Size | 15 MB | 117 MB |
| Requires iOS | **7.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Mac, Apple Watch, Vision Pro** |
| Age rating | 4+ | 4+ |
| Developer | [VANTIV, LLC](https://appshunter.io/developer/428535330) | [CardPointers LLC](https://appshunter.io/developer/440113695) |

## What reviewers say

### Vantiv

[App page](https://appshunter.io/ios/app/vantiv-accept/id686610776)

Accept mobile payments securely and conveniently from any U.S. issued credit, debit, or prepaid card. Ideal for small and medium businesses, this app enables quick processing at the point of service or for customer checkout.

**Highlights:** Accept mobile payments, Process U.S. issued credit, debit, prepaid cards, Secure card swiping, Point of service processing, Convenient customer checkout

**Features:** macOS Compatibility

**In-app purchases:** none


### CardPointers for Credit Cards

[App page](https://appshunter.io/ios/app/cardpointers-for-credit-cards/id1472875808)

**Currently charting:** #35 Top Grossing · Finance (US App Store)

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

**Highlights:** Automatic category bonus tracking, Real-time card recommendations, Offer management and activation, Siri and chatbot integration, Location-based store suggestions, Safari web extension for online shopping, Apple Watch app

**Features:** Safari Extension, Family Sharing, Apple Wallet, Apple Watch app, iPhone Duo support

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CardPointers+ | $6.99 | per month |
| CardPointers+ | $7.99 | per month |
| CardPointers+ | $9.99 | per month |
| CardPointers+ | $11.99 | per month |
| CardPointers+ | $59.99 | per year |
| CardPointers+ | $59.99 | per year |
| CardPointers+ | $71.99 | per year |
| CardPointers+ | $89.99 | per year |
| CardPointers+ | $99.99 | per year |
| Tiny Tip | $0.99 | one-time |
| Small Tip | $1.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $9.99 | one-time |
| CardPointers+ (Lifetime) | $139.99 | one-time |
| CardPointers+ (Lifetime) | $199.99 | one-time |
| CardPointers+ (Lifetime) | $239.99 | one-time |

**What reviewers like**

- 🚀 Best app for adding and tracking credit card offers
- 👍 Indispensable credit card companion
- 👍 Great app, great customer service
- 👍 Exceptional customer service
- 👍 Helpful and intuitive app

**What reviewers complain about**

- 🐛 Glitchy and slow performance
- 💰 Subscription is too steep
- 🚫 No support for non-US cards

**Reported bugs**

- Inconsistent data across devices
- Inability to edit card details

**Requested features**

- Location-based card recommendations
- Ability to adjust bonus categories
- Option to track multiple cards of the same type


## Frequently asked questions

### Is Vantiv free?

Vantiv is free to download, with no in-app purchases.

### Is CardPointers for Credit Cards free?

CardPointers for Credit Cards is free to download, with in-app purchases available.

### Which has better reviews, Vantiv or CardPointers for Credit Cards?

CardPointers for Credit Cards is rated higher. Vantiv averages 1.0 out of 5 from 2 ratings, while CardPointers for Credit Cards averages 4.7 from 10K ratings.

### Do Vantiv or CardPointers for Credit Cards have ads?

Neither Vantiv nor CardPointers for Credit Cards shows ads.

### Which is updated more often, Vantiv or CardPointers for Credit Cards?

Vantiv ships an update every 4 months, and CardPointers for Credit Cards every 4 days. Most recently, Vantiv was updated on October 23, 2026 and CardPointers for Credit Cards on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*