# Vantiv vs Bluevine

The clearest difference is rating: Bluevine at 4.7 against Vantiv's 1.0. Bluevine also leads on update cadence (fortnightly vs every 4 months) and ratings volume (4.3K vs 2). Vantiv's advantage is iOS requirement (7.0 vs 17.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bluevine holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: Bluevine has 4.3K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Vantiv's written reviews are positive against 20% of Bluevine's.

Vantiv ships an update every 4 months, Bluevine fortnightly. The most recent releases landed on October 1, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Vantiv | Bluevine |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/vantiv-accept/id686610776/reviews) | **[4.7 (4.3K ratings)](https://appshunter.io/ios/app/bluevine/id1486393311/reviews)** |
| Number of ratings | 2 | **4.3K** |
| Positive reviews | 0.0% of reviews | **20.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 15 MB | 135 MB |
| Requires iOS | **7.0** | 17.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [VANTIV, LLC](https://appshunter.io/developer/428535330) | [Bluevine Capital](https://appshunter.io/developer/1486393310) |

## What reviewers say

### Vantiv

[App page](https://appshunter.io/ios/app/vantiv-accept/id686610776)

Accept mobile payments securely and conveniently from any U.S. issued credit, debit, or prepaid card. Ideal for small and medium businesses, this app enables quick processing at the point of service or for customer checkout.

**Highlights:** Accept mobile payments, Process U.S. issued credit, debit, prepaid cards, Secure card swiping, Point of service processing, Convenient customer checkout

**Features:** macOS Compatibility

**In-app purchases:** none


### Bluevine

[App page](https://appshunter.io/ios/app/bluevine/id1486393311)

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

**Highlights:** Digital business checking account, Manage cash flow and transactions, Pay bills and deposit checks, Earn competitive interest on balances, No monthly or overdraft fees, Create up to 20 sub-accounts for budgeting, FDIC insured up to $3,000,000

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Great for small businesses
- 🚀 Instant access to funds
- 🤑 Good interest rates

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⏱️ Slow check deposit processing
- 🤖 Poor customer service and support
- 🔒 Security concerns and account freezes
- 💸 Unexpected fees and hold on funds

**Reported bugs**

- Mobile check deposit failures
- Inconsistent app performance
- Account access and login problems

**Requested features**

- Faster check deposit processing
- Improved customer support and communication
- Seamless integration with other financial apps
- Expanded deposit and withdrawal options


## Frequently asked questions

### Is Vantiv free?

Vantiv is free to download, with no in-app purchases.

### Is Bluevine free?

Bluevine is free to download, with no in-app purchases.

### Which has better reviews, Vantiv or Bluevine?

Bluevine is rated higher. Vantiv averages 1.0 out of 5 from 2 ratings, while Bluevine averages 4.7 from 4.3K ratings.

### Do Vantiv or Bluevine have ads?

Neither Vantiv nor Bluevine shows ads.

### Which is updated more often, Vantiv or Bluevine?

Vantiv ships an update every 4 months, and Bluevine fortnightly. Most recently, Vantiv was updated on October 1, 2026 and Bluevine on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*