# Vantiv vs CardNav

The clearest difference is rating: CardNav at 4.4 against Vantiv's 1.0. CardNav also leads on review sentiment (30% vs 0%) and ratings volume (982 vs 2). Vantiv's advantage is iOS requirement (7.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CardNav holds the better App Store score, 4.4 against 1.0. That said, the two scores are not equally well evidenced: CardNav has 982 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Vantiv's written reviews are positive against 30% of CardNav's.

Vantiv ships an update every 4 months, CardNav every 6 months. The most recent releases landed on October 1, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Vantiv | CardNav |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/vantiv-accept/id686610776/reviews) | **[4.4 (982 ratings)](https://appshunter.io/ios/app/cardnav/id844413062/reviews)** |
| Number of ratings | 2 | **982** |
| Positive reviews | 0.0% of reviews | **29.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 6 months |
| Monetization | Free | Free |
| Size | 15 MB | 47 MB |
| Requires iOS | **7.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VANTIV, LLC](https://appshunter.io/developer/428535330) | [CO-OP Financial Services](https://appshunter.io/developer/365653538) |

## What reviewers say

### Vantiv

[App page](https://appshunter.io/ios/app/vantiv-accept/id686610776)

Accept mobile payments securely and conveniently from any U.S. issued credit, debit, or prepaid card. Ideal for small and medium businesses, this app enables quick processing at the point of service or for customer checkout.

**Highlights:** Accept mobile payments, Process U.S. issued credit, debit, prepaid cards, Secure card swiping, Point of service processing, Convenient customer checkout

**Features:** macOS Compatibility

**In-app purchases:** none


### CardNav

[App page](https://appshunter.io/ios/app/cardnav/id844413062)

Monitor and manage your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards can be used to enhance security and prevent fraud.

**Highlights:** Transaction alerts, Customizable usage settings, Define card usage locations, Define card usage times, Card monitoring and management

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant transaction notifications
- 🔒 Ability to turn card on/off
- 👍 Helpful security features
- 💡 Customizable notification settings

**What reviewers complain about**

- 🐛 Frequent login/password issues
- 🐛 Incorrect account balances
- 🐛 Unreliable card locking/unlocking
- 🐛 Compatibility problems with newer versions

**Reported bugs**

- App crashes when trying to log in
- Unable to add or remove cards
- Delayed or missing transaction notifications

**Requested features**

- Restore Touch ID/Face ID login
- Add ability to transfer funds between accounts
- Improve password management support
- Provide better communication during app outages


## Frequently asked questions

### Is Vantiv free?

Vantiv is free to download, with no in-app purchases.

### Is CardNav free?

CardNav is free to download, with no in-app purchases.

### Which has better reviews, Vantiv or CardNav?

CardNav is rated higher. Vantiv averages 1.0 out of 5 from 2 ratings, while CardNav averages 4.4 from 982 ratings.

### Do Vantiv or CardNav have ads?

Neither Vantiv nor CardNav shows ads.

### Which is updated more often, Vantiv or CardNav?

Vantiv ships an update every 4 months, and CardNav every 6 months. Most recently, Vantiv was updated on October 1, 2026 and CardNav on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*