# SSB Mobile Banking vs MPECU App

The clearest difference is review sentiment: MPECU App at 100% against SSB Mobile Banking's 0%. MPECU App also leads on rating (4.8 vs 3.5) and update cadence (monthly vs every 21 months). SSB Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MPECU App holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: MPECU App has 388 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of SSB Mobile Banking's written reviews are positive against 100% of MPECU App's.

SSB Mobile Banking ships an update every 21 months, MPECU App monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | SSB Mobile Banking | MPECU App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (2 ratings)](https://appshunter.io/ios/app/ssb-mobile-banking/id687307537/reviews) | **[4.8 (388 ratings)](https://appshunter.io/ios/app/mpecu-app/id6447270034/reviews)** |
| Number of ratings | 2 | **388** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 21 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 45 MB | 197 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Security State Bank  WI](https://appshunter.io/developer/687307540) | [Minnesota Power Employees CU](https://appshunter.io/developer/940842393) |

## What reviewers say

### SSB Mobile Banking

[App page](https://appshunter.io/ios/app/ssb-mobile-banking/id687307537)

Manage your bank accounts conveniently from your mobile device. This app provides secure and fast access to check balances, transfer funds, pay bills, and locate ATMs and branches. It's free to download and use for existing online banking customers.

**Highlights:** Check account balances, Transfer funds between accounts, Pay bills, Locate ATMs and branches, Secure access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MPECU App

[App page](https://appshunter.io/ios/app/mpecu-app/id6447270034)

Manage your finances with this app, offering tools to organize transactions, set alerts, make payments, and transfer money. It also allows for mobile check deposits, debit card management, and finding nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is SSB Mobile Banking free?

SSB Mobile Banking is free to download, with no in-app purchases.

### Is MPECU App free?

MPECU App is free to download, with no in-app purchases.

### Which has better reviews, SSB Mobile Banking or MPECU App?

MPECU App is rated higher. SSB Mobile Banking averages 3.5 out of 5 from 2 ratings, while MPECU App averages 4.8 from 388 ratings.

### Do SSB Mobile Banking or MPECU App have ads?

Neither SSB Mobile Banking nor MPECU App shows ads.

### Which is updated more often, SSB Mobile Banking or MPECU App?

SSB Mobile Banking ships an update every 21 months, and MPECU App monthly. Most recently, SSB Mobile Banking was updated on November 1, 2026 and MPECU App on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*