# CFCU e vs NBT

CFCU e and NBT both sit at 4.5 stars, but that hides the real split: 100% of CFCU e's written reviews are positive against 55% of NBT's. NBT's advantage is update cadence (monthly vs every 9 months) and ratings volume (130 vs 4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for CFCU e against 4.6 for NBT. That said, the two scores are not equally well evidenced: NBT has 130 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 100% of CFCU e's written reviews are positive against 55% of NBT's.

CFCU e ships an update every 9 months, NBT monthly. The most recent releases landed on October 3, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | CFCU e | NBT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (4 ratings)](https://appshunter.io/ios/app/cfcu-e-branch/id687409191/reviews) | **[4.6 (130 ratings)](https://appshunter.io/ios/app/nbt-texas/id1518662929/reviews)** |
| Number of ratings | 4 | **130** |
| Positive reviews | **100.0% of reviews** | 54.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Monthly** |
| Monetization | Free | Free |
| Size | 30 MB | 147 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Chemcel Federal Credit Union](https://appshunter.io/developer/687409194) | [National Bank & Trust](https://appshunter.io/developer/641192199) |

## What reviewers say

### CFCU e

[App page](https://appshunter.io/ios/app/cfcu-e-branch/id687409191)

Manage your finances conveniently on the go. Access account balances, view transaction history, locate branches and ATMs, and pay bills directly from your mobile device.

**Highlights:** View account balances, Check transaction history, Locate branches and ATMs, Pay bills on the go, Mobile banking access

**Features:** macOS Compatibility

**In-app purchases:** none


### NBT

[App page](https://appshunter.io/ios/app/nbt-texas/id1518662929)

Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, pay bills, and deposit checks securely. Designed for NBT-Texas personal online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Schedule bill payments, Deposit checks remotely

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CFCU e free?

CFCU e is free to download, with no in-app purchases.

### Is NBT free?

NBT is free to download, with no in-app purchases.

### Which has better reviews, CFCU e or NBT?

NBT is rated higher. CFCU e averages 4.5 out of 5 from 4 ratings, while NBT averages 4.6 from 130 ratings.

### Do CFCU e or NBT have ads?

Neither CFCU e nor NBT shows ads.

### Which is updated more often, CFCU e or NBT?

CFCU e ships an update every 9 months, and NBT monthly. Most recently, CFCU e was updated on October 3, 2026 and NBT on October 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*