# PECU Mobile vs PEFCU Cards

The clearest difference is review sentiment: PECU Mobile at 83% against PEFCU Cards's 60%. PEFCU Cards's advantage is rating (4.8 vs 4.6). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PEFCU Cards holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 417 and 361 respectively. Written reviews complicate that: 83% of PECU Mobile's written reviews are positive against 60% of PEFCU Cards's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 10 months. The most recent releases landed on October 26, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | PECU Mobile | PEFCU Cards |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (417 ratings)](https://appshunter.io/ios/app/pecu-mobile/id687917963/reviews) | **[4.8 (361 ratings)](https://appshunter.io/ios/app/pefcu-cards/id1126147949/reviews)** |
| Number of ratings | **417** | 361 |
| Positive reviews | **82.9% of reviews** | 60.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | Every 10 months |
| Monetization | Free | Free |
| Size | 30 MB | 74 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Public Employees Credit Union](https://appshunter.io/developer/687917966) | [Publix Employees Federal Credit Union](https://appshunter.io/developer/460813037) |

## What reviewers say

### PECU Mobile

[App page](https://appshunter.io/ios/app/pecu-mobile/id687917963)

Manage your finances conveniently and securely from your mobile device. This app allows you to pay bills, check balances, transfer funds, and deposit checks with ease. Access essential banking services anytime, anywhere, with no registration required for existing online users.

**Highlights:** Bill payment, Balance checking, Money transfers, Mobile check deposit, ATM and branch locator, Secure encryption

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Good security features
- 👍 Convenient and accessible
- 🚀 Fast and efficient
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Occasional issues with mobile deposits
- 🔍 Limited functionality compared to other banking apps
- 🔍 Confusing bill payment process
- 🔍 Lack of password saving option

**Reported bugs**

- Login screen issues
- Inconsistent performance on older devices

**Requested features**

- Tap to pay cards
- Apple Wallet integration
- Improved mobile deposit process
- More advanced features and customization options


### PEFCU Cards

[App page](https://appshunter.io/ios/app/pefcu-cards/id1126147949)

Manage your credit card transactions with custom alerts directly from your phone. Set notifications for specific amounts, online purchases, declined transactions, and more. This free app enhances your card security and awareness.

**Highlights:** Set transaction amount alerts, Card-not-present purchase alerts, Declined transaction notifications, International purchase alerts, Gas station purchase alerts, ATM withdrawal alerts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PECU Mobile free?

PECU Mobile is free to download, with no in-app purchases.

### Is PEFCU Cards free?

PEFCU Cards is free to download, with no in-app purchases.

### Which has better reviews, PECU Mobile or PEFCU Cards?

PEFCU Cards is rated higher. PECU Mobile averages 4.6 out of 5 from 417 ratings, while PEFCU Cards averages 4.8 from 361 ratings.

### Do PECU Mobile or PEFCU Cards have ads?

Neither PECU Mobile nor PEFCU Cards shows ads.

### Which is updated more often, PECU Mobile or PEFCU Cards?

PECU Mobile ships an update every 10 months, and PEFCU Cards every 10 months. Most recently, PECU Mobile was updated on October 26, 2026 and PEFCU Cards on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*