# PECU Mobile vs CCUTX

The clearest difference is update cadence: CCUTX at monthly against PECU Mobile's every 10 months. CCUTX also leads on rating (4.8 vs 4.5) and ratings volume (1.4K vs 357). PECU Mobile's advantage is monetization model (free vs ad-supported) and review sentiment (83% vs 71%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CCUTX holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 357 and 1.4K respectively. Written reviews complicate that: 83% of PECU Mobile's written reviews are positive against 71% of CCUTX's, so the app with the better star average is not the one people write more warmly about.

PECU Mobile ships an update every 10 months, CCUTX monthly. Both last shipped on September 22, 2026.

## The numbers

| Metric | PECU Mobile | CCUTX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (357 ratings)](https://appshunter.io/ios/app/pecu-mobile/id687917963/reviews) | **[4.8 (1.4K ratings)](https://appshunter.io/ios/app/ccutx/id1575753347/reviews)** |
| Number of ratings | 357 | **1.4K** |
| Positive reviews | **82.9% of reviews** | 71.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 30 MB | 173 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Public Employees Credit Union](https://appshunter.io/developer/687917966) | [Capitol CU Mobile Access](https://appshunter.io/developer/556665801) |

## What reviewers say

### PECU Mobile

[App page](https://appshunter.io/ios/app/pecu-mobile/id687917963)

Manage your finances conveniently and securely from your mobile device. This app allows you to pay bills, check balances, transfer funds, and deposit checks with ease. Access essential banking services anytime, anywhere, with no registration required for existing online users.

**Highlights:** Bill payment, Balance checking, Money transfers, Mobile check deposit, ATM and branch locator, Secure encryption

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Good security features
- 👍 Convenient and accessible
- 🚀 Fast and efficient
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Occasional issues with mobile deposits
- 🔍 Limited functionality compared to other banking apps
- 🔍 Confusing bill payment process
- 🔍 Lack of password saving option

**Reported bugs**

- Login screen issues
- Inconsistent performance on older devices

**Requested features**

- Tap to pay cards
- Apple Wallet integration
- Improved mobile deposit process
- More advanced features and customization options


### CCUTX

[App page](https://appshunter.io/ios/app/ccutx/id1575753347)

Manage your finances with this app that offers tools for transaction organization, payment processing, and money transfers. It also allows for mobile check deposits, card management, and access to statements and branch locations.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks with photos, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use and navigate
- 👍 Informative dashboard
- 💡 Ability to message staff
- 🚀 Great performance
- 👍 Convenient mobile access

**What reviewers complain about**

- 🐛 App features down for days
- 🤔 Confusing balance calculations
- 🐛 Inaccurate updates
- 🤔 Unclear which account is being used

**Reported bugs**

- Frequent app crashes
- Compatibility issues with older devices

**Requested features**

- View check images
- Add notes to transfers


## Frequently asked questions

### Is PECU Mobile free?

PECU Mobile is free to download, with no in-app purchases.

### Is CCUTX free?

CCUTX is free to download, with no in-app purchases.

### Which has better reviews, PECU Mobile or CCUTX?

CCUTX is rated higher. PECU Mobile averages 4.5 out of 5 from 357 ratings, while CCUTX averages 4.8 from 1.4K ratings.

### Do PECU Mobile or CCUTX have ads?

Neither PECU Mobile nor CCUTX shows ads.

### Which is updated more often, PECU Mobile or CCUTX?

PECU Mobile ships an update every 10 months, and CCUTX monthly. Most recently, PECU Mobile was updated on September 22, 2026 and CCUTX on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*