# PECU Mobile vs myFAST Future

The clearest difference is rating: myFAST Future at 5.0 against PECU Mobile's 4.5. myFAST Future also leads on update cadence (every 3 weeks vs every 10 months). PECU Mobile's advantage is ratings volume (357 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myFAST Future holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: PECU Mobile has 357 ratings behind it against 2, so its average is the more settled of the two.

PECU Mobile ships an update every 10 months, myFAST Future every 3 weeks. The most recent releases landed on October 15, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | PECU Mobile | myFAST Future |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (357 ratings)](https://appshunter.io/ios/app/pecu-mobile/id687917963/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/myfast-future/id6776675756/reviews)** |
| Number of ratings | **357** | 2 |
| Positive reviews | 82.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 30 MB | 48 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Public Employees Credit Union](https://appshunter.io/developer/687917966) | [Families & Schools Together Federal Credit Union](https://appshunter.io/developer/1005082767) |

## What reviewers say

### PECU Mobile

[App page](https://appshunter.io/ios/app/pecu-mobile/id687917963)

Manage your finances conveniently and securely from your mobile device. This app allows you to pay bills, check balances, transfer funds, and deposit checks with ease. Access essential banking services anytime, anywhere, with no registration required for existing online users.

**Highlights:** Bill payment, Balance checking, Money transfers, Mobile check deposit, ATM and branch locator, Secure encryption

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Good security features
- 👍 Convenient and accessible
- 🚀 Fast and efficient
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Occasional issues with mobile deposits
- 🔍 Limited functionality compared to other banking apps
- 🔍 Confusing bill payment process
- 🔍 Lack of password saving option

**Reported bugs**

- Login screen issues
- Inconsistent performance on older devices

**Requested features**

- Tap to pay cards
- Apple Wallet integration
- Improved mobile deposit process
- More advanced features and customization options


### myFAST Future

[App page](https://appshunter.io/ios/app/myfast-future/id6776675756)

This app helps families teach children about money management through interactive lessons and real-world financial activities. It covers saving, spending, chores, and allowances, with features for both kids and parents to track progress and set goals.

**Highlights:** Set savings goals, Kid-friendly banking videos, Money requests and transfers, Chore tracking and allowance, Parental spending limits, Practice loans with interest, Debit card management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PECU Mobile free?

PECU Mobile is free to download, with no in-app purchases.

### Is myFAST Future free?

myFAST Future is free to download, with no in-app purchases.

### Which has better reviews, PECU Mobile or myFAST Future?

myFAST Future is rated higher. PECU Mobile averages 4.5 out of 5 from 357 ratings, while myFAST Future averages 5.0 from 2 ratings.

### Do PECU Mobile or myFAST Future have ads?

Neither PECU Mobile nor myFAST Future shows ads.

### Which is updated more often, PECU Mobile or myFAST Future?

PECU Mobile ships an update every 10 months, and myFAST Future every 3 weeks. Most recently, PECU Mobile was updated on October 15, 2026 and myFAST Future on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*