# PECU Mobile vs UHCU Mobile

The clearest difference is review sentiment: PECU Mobile at 83% against UHCU Mobile's 18%. PECU Mobile also leads on rating (4.6 vs 2.9) and ratings volume (419 vs 120). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PECU Mobile holds the better App Store score, 4.6 against 2.9. Both are backed by a comparable volume of ratings — 419 and 120 respectively. Written reviews point the same way: 83% of PECU Mobile's written reviews are positive against 18% of UHCU Mobile's.

PECU Mobile ships an update every 10 months, UHCU Mobile every 6 months. Both last shipped on November 1, 2026.

## The numbers

| Metric | PECU Mobile | UHCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (419 ratings)](https://appshunter.io/ios/app/pecu-mobile/id687917963/reviews)** | [2.9 (120 ratings)](https://appshunter.io/ios/app/uhcu-mobile/id699602324/reviews) |
| Number of ratings | **419** | 120 |
| Positive reviews | **82.9% of reviews** | 18.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 6 months** |
| Monetization | Free | Free |
| Size | 30 MB | 57 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Public Employees Credit Union](https://appshunter.io/developer/687917966) | [United Heritage Credit Union](https://appshunter.io/developer/425753904) |

## What reviewers say

### PECU Mobile

[App page](https://appshunter.io/ios/app/pecu-mobile/id687917963)

Manage your finances conveniently and securely from your mobile device. This app allows you to pay bills, check balances, transfer funds, and deposit checks with ease. Access essential banking services anytime, anywhere, with no registration required for existing online users.

**Highlights:** Bill payment, Balance checking, Money transfers, Mobile check deposit, ATM and branch locator, Secure encryption

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Good security features
- 👍 Convenient and accessible
- 🚀 Fast and efficient
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Occasional issues with mobile deposits
- 🔍 Limited functionality compared to other banking apps
- 🔍 Confusing bill payment process
- 🔍 Lack of password saving option

**Reported bugs**

- Login screen issues
- Inconsistent performance on older devices

**Requested features**

- Tap to pay cards
- Apple Wallet integration
- Improved mobile deposit process
- More advanced features and customization options


### UHCU Mobile

[App page](https://appshunter.io/ios/app/uhcu-mobile/id699602324)

Access your accounts securely and conveniently from your mobile device. Manage balances, transfer funds, deposit checks, pay bills, and locate branches or ATMs. Enjoy the same security as online banking for all your financial transactions.

**Highlights:** Check account balances, Transfer funds, Mobile check deposit, Bill pay, Loan payments, View transaction history, Find branches/ATMs

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Intuitive interface
- 👍 Serves banking needs
- 👍 Great customer service
- 👍 Functional and quick

**What reviewers complain about**

- 🐛 Unreliable performance
- 🐛 Slow loading times
- 🐛 Outdated interface
- 🐛 Frequent maintenance downtime
- 🐛 Login issues

**Reported bugs**

- Card management not working
- Login authentication failures
- App refuses to launch Face ID consistently
- Password change issues causing alerts on other devices
- Server error preventing login

**Requested features**

- Card management function (block/unblock)
- Zelle integration
- Member to member transfers
- Notifications for transactions
- Face ID support


## Frequently asked questions

### Is PECU Mobile free?

PECU Mobile is free to download, with no in-app purchases.

### Is UHCU Mobile free?

UHCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, PECU Mobile or UHCU Mobile?

PECU Mobile is rated higher. PECU Mobile averages 4.6 out of 5 from 419 ratings, while UHCU Mobile averages 2.9 from 120 ratings.

### Do PECU Mobile or UHCU Mobile have ads?

Neither PECU Mobile nor UHCU Mobile shows ads.

### Which is updated more often, PECU Mobile or UHCU Mobile?

PECU Mobile ships an update every 10 months, and UHCU Mobile every 6 months. Most recently, PECU Mobile was updated on November 1, 2026 and UHCU Mobile on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*