# 디지로카(롯데카드) vs NH콕뱅크(농협)

The clearest difference is ads: NH콕뱅크(농협) at none against 디지로카(롯데카드)'s shown. NH콕뱅크(농협) also leads on monetization model (free vs free with in-app purchases). 디지로카(롯데카드)'s advantage is update cadence (fortnightly vs monthly). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NH콕뱅크(농협) holds the better App Store score, 2.7 against 2.5. Both are backed by a comparable volume of ratings — 40 and 38 respectively. Written reviews point the same way: 20% of 디지로카(롯데카드)'s written reviews are positive against 22% of NH콕뱅크(농협)'s.

디지로카(롯데카드) ships an update fortnightly, NH콕뱅크(농협) monthly. Both last shipped on October 26, 2026.

## The numbers

| Metric | 디지로카(롯데카드) | NH콕뱅크(농협) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (40 ratings)](https://appshunter.io/ios/app/id688047200/reviews) | **[2.7 (38 ratings)](https://appshunter.io/ios/app/nh/id1131147442/reviews)** |
| Number of ratings | **40** | 38 |
| Positive reviews | 20.4% of reviews | **21.8% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 373 MB | 235 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [LOTTE CARD CO, LTD.](https://appshunter.io/developer/368195932) | [National Agricultural Cooperative Federation](https://appshunter.io/developer/397995605) |

## What reviewers say

### 디지로카(롯데카드)

[App page](https://appshunter.io/ios/app/id688047200)

This app integrates card benefits, shopping, and finance into a personalized daily experience. Discover tailored content, manage your card life, and explore curated shopping and travel services. It also offers lifestyle tracking and various reward programs.

**Highlights:** Personalized content dashboard, Card benefit management, Curated shopping marketplace, Travel booking and deals, Lifestyle tracking and insights, Reward programs and missions

**Features:** Vision Pro support

**In-app purchases:** none


### NH콕뱅크(농협)

[App page](https://appshunter.io/ios/app/nh/id1131147442)

This mobile banking app offers a comprehensive suite of financial and lifestyle services. It provides various banking modes tailored to different user needs, including easy transfers, account inquiries, and access to financial products. Additionally, it features shopping, payment services, and agricultural information for a one-stop digital experience.

**Highlights:** Multiple banking modes (general, large font, youth), Easy and fast money transfers, Account inquiries and open banking, Digital financial product subscriptions, Mobile cash card and QR payments, Foreign currency exchange and gifting, Bill payments and ATM withdrawals

**In-app purchases:** none


## Frequently asked questions

### Is 디지로카(롯데카드) free?

디지로카(롯데카드) is free to download, with no in-app purchases.

### Is NH콕뱅크(농협) free?

NH콕뱅크(농협) is free to download, with no in-app purchases.

### Which has better reviews, 디지로카(롯데카드) or NH콕뱅크(농협)?

NH콕뱅크(농협) is rated higher. 디지로카(롯데카드) averages 2.5 out of 5 from 40 ratings, while NH콕뱅크(농협) averages 2.7 from 38 ratings.

### Do 디지로카(롯데카드) or NH콕뱅크(농협) have ads?

디지로카(롯데카드) shows ads; NH콕뱅크(농협) does not.

### Which is updated more often, 디지로카(롯데카드) or NH콕뱅크(농협)?

디지로카(롯데카드) ships an update fortnightly, and NH콕뱅크(농협) monthly. Most recently, 디지로카(롯데카드) was updated on October 26, 2026 and NH콕뱅크(농협) on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*