# 디지로카(롯데카드) vs 리브똑똑 (Liiv TalkTalk)

The clearest difference is ads: 리브똑똑 (Liiv TalkTalk) at none against 디지로카(롯데카드)'s shown. 리브똑똑 (Liiv TalkTalk) also leads on monetization model (free vs free with in-app purchases) and review sentiment (40% vs 20%). 디지로카(롯데카드)'s advantage is ratings volume (40 vs 8). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

리브똑똑 (Liiv TalkTalk) holds the better App Store score, 2.8 against 2.5. That said, the two scores are not equally well evidenced: 디지로카(롯데카드) has 40 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 20% of 디지로카(롯데카드)'s written reviews are positive against 40% of 리브똑똑 (Liiv TalkTalk)'s.

디지로카(롯데카드) ships an update fortnightly, 리브똑똑 (Liiv TalkTalk) monthly. The most recent releases landed on October 22, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | 디지로카(롯데카드) | 리브똑똑 (Liiv TalkTalk) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (40 ratings)](https://appshunter.io/ios/app/id688047200/reviews) | **[2.8 (8 ratings)](https://appshunter.io/ios/app/liiv-talktalk/id1255058366/reviews)** |
| Number of ratings | **40** | 8 |
| Positive reviews | 20.4% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 373 MB | 99 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [LOTTE CARD CO, LTD.](https://appshunter.io/developer/368195932) | [Kookmin Bank Co., Ltd.](https://appshunter.io/developer/373742141) |

## What reviewers say

### 디지로카(롯데카드)

[App page](https://appshunter.io/ios/app/id688047200)

This app integrates card benefits, shopping, and finance into a personalized daily experience. Discover tailored content, manage your card life, and explore curated shopping and travel services. It also offers lifestyle tracking and various reward programs.

**Highlights:** Personalized content dashboard, Card benefit management, Curated shopping marketplace, Travel booking and deals, Lifestyle tracking and insights, Reward programs and missions

**Features:** Vision Pro support

**In-app purchases:** none


### 리브똑똑 (Liiv TalkTalk)

[App page](https://appshunter.io/ios/app/liiv-talktalk/id1255058366)

A secure messenger for personal and business use, offering conversational banking services. Easily manage contacts, send bulk messages, and receive financial notifications. It prioritizes data safety and provides a convenient way to access banking features.

**Highlights:** Secure personal and business messaging, Conversational banking services, Bulk message sending, Financial notifications and benefits, Separate management for personal and work accounts, Voice authentication

**Features:** macOS Compatibility, Siri integration

**In-app purchases:** none


## Frequently asked questions

### Is 디지로카(롯데카드) free?

디지로카(롯데카드) is free to download, with no in-app purchases.

### Is 리브똑똑 (Liiv TalkTalk) free?

리브똑똑 (Liiv TalkTalk) is free to download, with no in-app purchases.

### Which has better reviews, 디지로카(롯데카드) or 리브똑똑 (Liiv TalkTalk)?

리브똑똑 (Liiv TalkTalk) is rated higher. 디지로카(롯데카드) averages 2.5 out of 5 from 40 ratings, while 리브똑똑 (Liiv TalkTalk) averages 2.8 from 8 ratings.

### Do 디지로카(롯데카드) or 리브똑똑 (Liiv TalkTalk) have ads?

디지로카(롯데카드) shows ads; 리브똑똑 (Liiv TalkTalk) does not.

### Which is updated more often, 디지로카(롯데카드) or 리브똑똑 (Liiv TalkTalk)?

디지로카(롯데카드) ships an update fortnightly, and 리브똑똑 (Liiv TalkTalk) monthly. Most recently, 디지로카(롯데카드) was updated on October 22, 2026 and 리브똑똑 (Liiv TalkTalk) on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*