# 디지로카(롯데카드) vs KCGI펀드투자 (구)메리츠 펀드투자

The clearest difference is rating: KCGI펀드투자 (구)메리츠 펀드투자 at 5.0 against 디지로카(롯데카드)'s 2.5. KCGI펀드투자 (구)메리츠 펀드투자 also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). 디지로카(롯데카드)'s advantage is update cadence (fortnightly vs every 3 months) and review sentiment (20% vs 0%). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KCGI펀드투자 (구)메리츠 펀드투자 holds the better App Store score, 5.0 against 2.5. That said, the two scores are not equally well evidenced: 디지로카(롯데카드) has 40 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 20% of 디지로카(롯데카드)'s written reviews are positive against 0% of KCGI펀드투자 (구)메리츠 펀드투자's, so the app with the better star average is not the one people write more warmly about.

디지로카(롯데카드) ships an update fortnightly, KCGI펀드투자 (구)메리츠 펀드투자 every 3 months. The most recent releases landed on October 13, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | 디지로카(롯데카드) | KCGI펀드투자 (구)메리츠 펀드투자 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (40 ratings)](https://appshunter.io/ios/app/id688047200/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/kcgi/id1367024588/reviews)** |
| Number of ratings | **40** | 2 |
| Positive reviews | **20.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 373 MB | 71 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [LOTTE CARD CO, LTD.](https://appshunter.io/developer/368195932) | [MERITZ Asset Management Co., Ltd.](https://appshunter.io/developer/1354968590) |

## What reviewers say

### 디지로카(롯데카드)

[App page](https://appshunter.io/ios/app/id688047200)

This app integrates card benefits, shopping, and finance into a personalized daily experience. Discover tailored content, manage your card life, and explore curated shopping and travel services. It also offers lifestyle tracking and various reward programs.

**Highlights:** Personalized content dashboard, Card benefit management, Curated shopping marketplace, Travel booking and deals, Lifestyle tracking and insights, Reward programs and missions

**Features:** Vision Pro support

**In-app purchases:** none


### KCGI펀드투자 (구)메리츠 펀드투자

[App page](https://appshunter.io/ios/app/kcgi/id1367024588)

Invest in KCGI funds easily without visiting a branch. Offers funds for children's financial independence, retirement planning for salarymen, and stable income for seniors. Low operating fees and direct app-based subscription available.

**Highlights:** Invest in KCGI funds directly, Funds for children, salarymen, and seniors, Low operating fees, Available 8 AM - 11 PM daily, Account inquiry and fund subscription, First in domestic asset management with app subscription

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 디지로카(롯데카드) free?

디지로카(롯데카드) is free to download, with no in-app purchases.

### Is KCGI펀드투자 (구)메리츠 펀드투자 free?

KCGI펀드투자 (구)메리츠 펀드투자 is free to download, with no in-app purchases.

### Which has better reviews, 디지로카(롯데카드) or KCGI펀드투자 (구)메리츠 펀드투자?

KCGI펀드투자 (구)메리츠 펀드투자 is rated higher. 디지로카(롯데카드) averages 2.5 out of 5 from 40 ratings, while KCGI펀드투자 (구)메리츠 펀드투자 averages 5.0 from 2 ratings.

### Do 디지로카(롯데카드) or KCGI펀드투자 (구)메리츠 펀드투자 have ads?

디지로카(롯데카드) shows ads; KCGI펀드투자 (구)메리츠 펀드투자 does not.

### Which is updated more often, 디지로카(롯데카드) or KCGI펀드투자 (구)메리츠 펀드투자?

디지로카(롯데카드) ships an update fortnightly, and KCGI펀드투자 (구)메리츠 펀드투자 every 3 months. Most recently, 디지로카(롯데카드) was updated on October 13, 2026 and KCGI펀드투자 (구)메리츠 펀드투자 on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*