# 디지로카(롯데카드) vs KB손해보험 공식앱 (대표+다이렉트 통합)

The clearest difference is review sentiment: KB손해보험 공식앱 (대표+다이렉트 통합) at 88% against 디지로카(롯데카드)'s 20%. KB손해보험 공식앱 (대표+다이렉트 통합) also leads on rating (4.0 vs 2.5) and ads (none vs shown). 디지로카(롯데카드)'s advantage is update cadence (fortnightly vs monthly) and ratings volume (40 vs 13). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB손해보험 공식앱 (대표+다이렉트 통합) holds the better App Store score, 4.0 against 2.5. Both are backed by a comparable volume of ratings — 40 and 13 respectively. Written reviews point the same way: 20% of 디지로카(롯데카드)'s written reviews are positive against 88% of KB손해보험 공식앱 (대표+다이렉트 통합)'s.

디지로카(롯데카드) ships an update fortnightly, KB손해보험 공식앱 (대표+다이렉트 통합) monthly. The most recent releases landed on October 13, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | 디지로카(롯데카드) | KB손해보험 공식앱 (대표+다이렉트 통합) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (40 ratings)](https://appshunter.io/ios/app/id688047200/reviews) | **[4.0 (13 ratings)](https://appshunter.io/ios/app/kb-plus/id1445130863/reviews)** |
| Number of ratings | **40** | 13 |
| Positive reviews | 20.4% of reviews | **88.3% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 373 MB | 112 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [LOTTE CARD CO, LTD.](https://appshunter.io/developer/368195932) | [KB INSURANCE CO,.LTD.](https://appshunter.io/developer/372754658) |

## What reviewers say

### 디지로카(롯데카드)

[App page](https://appshunter.io/ios/app/id688047200)

This app integrates card benefits, shopping, and finance into a personalized daily experience. Discover tailored content, manage your card life, and explore curated shopping and travel services. It also offers lifestyle tracking and various reward programs.

**Highlights:** Personalized content dashboard, Card benefit management, Curated shopping marketplace, Travel booking and deals, Lifestyle tracking and insights, Reward programs and missions

**Features:** Vision Pro support

**In-app purchases:** none


### KB손해보험 공식앱 (대표+다이렉트 통합)

[App page](https://appshunter.io/ios/app/kb-plus/id1445130863)

Manage all your insurance needs in one place. Apply for direct insurance products 24/7, file claims, view contracts, and access MyData services. Get quick claim processing and convenient contract management.

**Highlights:** Direct insurance enrollment 24/7, Easy insurance claim filing, Quick claim processing and results, Comprehensive insurance contract management, Insurance contract loans, MyData for asset and insurance analysis, Health missions and rewards

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 디지로카(롯데카드) free?

디지로카(롯데카드) is free to download, with no in-app purchases.

### Is KB손해보험 공식앱 (대표+다이렉트 통합) free?

KB손해보험 공식앱 (대표+다이렉트 통합) is free to download, with no in-app purchases.

### Which has better reviews, 디지로카(롯데카드) or KB손해보험 공식앱 (대표+다이렉트 통합)?

KB손해보험 공식앱 (대표+다이렉트 통합) is rated higher. 디지로카(롯데카드) averages 2.5 out of 5 from 40 ratings, while KB손해보험 공식앱 (대표+다이렉트 통합) averages 4.0 from 13 ratings.

### Do 디지로카(롯데카드) or KB손해보험 공식앱 (대표+다이렉트 통합) have ads?

디지로카(롯데카드) shows ads; KB손해보험 공식앱 (대표+다이렉트 통합) does not.

### Which is updated more often, 디지로카(롯데카드) or KB손해보험 공식앱 (대표+다이렉트 통합)?

디지로카(롯데카드) ships an update fortnightly, and KB손해보험 공식앱 (대표+다이렉트 통합) monthly. Most recently, 디지로카(롯데카드) was updated on October 13, 2026 and KB손해보험 공식앱 (대표+다이렉트 통합) on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*