# 디지로카(롯데카드) vs 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)

디지로카(롯데카드) and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) both sit at 2.5 stars, but that hides the real split: 76% of 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)'s written reviews are positive against 20% of 디지로카(롯데카드)'s. 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). 디지로카(롯데카드)'s advantage is update cadence (fortnightly vs every 3 months) and ratings volume (40 vs 2). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 2.5 for 디지로카(롯데카드) against 2.5 for 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권). That said, the two scores are not equally well evidenced: 디지로카(롯데카드) has 40 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 20% of 디지로카(롯데카드)'s written reviews are positive against 76% of 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)'s.

디지로카(롯데카드) ships an update fortnightly, 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) every 3 months. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 디지로카(롯데카드) | 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (40 ratings)](https://appshunter.io/ios/app/id688047200/reviews) | [2.5 (2 ratings)](https://appshunter.io/ios/app/pay-plus/id6479675842/reviews) |
| Number of ratings | **40** | 2 |
| Positive reviews | 20.4% of reviews | **76.5% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 373 MB | 88 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [LOTTE CARD CO, LTD.](https://appshunter.io/developer/368195932) | [비즈플레이(주)](https://appshunter.io/developer/1056025365) |

## What reviewers say

### 디지로카(롯데카드)

[App page](https://appshunter.io/ios/app/id688047200)

This app integrates card benefits, shopping, and finance into a personalized daily experience. Discover tailored content, manage your card life, and explore curated shopping and travel services. It also offers lifestyle tracking and various reward programs.

**Highlights:** Personalized content dashboard, Card benefit management, Curated shopping marketplace, Travel booking and deals, Lifestyle tracking and insights, Reward programs and missions

**Features:** Vision Pro support

**In-app purchases:** none


### 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)

[App page](https://appshunter.io/ios/app/pay-plus/id6479675842)

This platform allows users to purchase and use local gift certificates, apply for merchant status, and receive/use policy subsidies from Seoul city and its districts. It offers features for both citizens and small business owners, simplifying transactions and management.

**Highlights:** Purchase and use local gift certificates, Apply for merchant status, Receive and use policy subsidies, QR code payments and non-contact payments, Gift certificate gifting, Find affiliated merchants, Merchant management tools

**In-app purchases:** none


## Frequently asked questions

### Is 디지로카(롯데카드) free?

디지로카(롯데카드) is free to download, with no in-app purchases.

### Is 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) free?

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) is free to download, with no in-app purchases.

### Which has better reviews, 디지로카(롯데카드) or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)?

디지로카(롯데카드) and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) are both rated 2.5 out of 5 on the App Store, from 40 and 2 ratings respectively.

### Do 디지로카(롯데카드) or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) have ads?

디지로카(롯데카드) shows ads; 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) does not.

### Which is updated more often, 디지로카(롯데카드) or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)?

디지로카(롯데카드) ships an update fortnightly, and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) every 3 months. Most recently, 디지로카(롯데카드) was updated on September 21, 2026 and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*