# OFG Digital vs SecurLOCK Equip

The clearest difference is rating: SecurLOCK Equip at 4.5 against OFG Digital's 2.6. SecurLOCK Equip also leads on review sentiment (32% vs 17%) and ratings volume (4.4K vs 312). OFG Digital's advantage is iOS requirement (11.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SecurLOCK Equip holds the better App Store score, 4.5 against 2.6. That said, the two scores are not equally well evidenced: SecurLOCK Equip has 4.4K ratings behind it against 312, so its average is the more settled of the two. Written reviews point the same way: 17% of OFG Digital's written reviews are positive against 32% of SecurLOCK Equip's.

OFG Digital ships an update every 7 months, SecurLOCK Equip every 5 months. The most recent releases landed on August 8, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | OFG Digital | SecurLOCK Equip |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (312 ratings)](https://appshunter.io/ios/app/ofg-digital/id688388395/reviews) | **[4.5 (4.4K ratings)](https://appshunter.io/ios/app/securlock-equip/id1069254695/reviews)** |
| Number of ratings | 312 | **4.4K** |
| Positive reviews | 17.3% of reviews | **31.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 5 months** |
| Monetization | Free | Free |
| Size | 109 MB | 71 MB |
| Requires iOS | **11.0** | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OFG Bancorp](https://appshunter.io/developer/688388398) | [eFunds Corporation](https://appshunter.io/developer/354569718) |

## What reviewers say

### OFG Digital

[App page](https://appshunter.io/ios/app/ofg-digital/id688388395)

Manage your bank accounts on the go. Check balances, pay bills, transfer funds, and deposit checks securely. Locate branches and ATMs easily.

**Highlights:** Check account balances, Pay bills, Transfer funds, PeoplePay, Deposit checks, Find branches and ATMs

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 💳 Check deposit feature convenient
- 🔒 Fingerprint/Touch ID authentication available
- ⚡ Fast performance when working
- 🏦 Integration with ATH Móvil

**What reviewers complain about**

- 🐛 Frequent login failures and credential issues
- 🐛 App crashes and freezes regularly
- ❌ Limited functionality compared to competitors
- 🎨 Outdated and poor UI/UX design
- 🔐 Excessive authentication requirements

**Reported bugs**

- Error 0014 preventing app access
- Login credentials not recognized despite correct password
- Face ID and passcode authentication not working
- App stuck on loading screen
- Device ID not found error

**Requested features**

- Apple Pay integration
- Dark mode option
- Direct credit card payment within app
- Push notifications for transactions
- ACH transfers to other financial institutions


### SecurLOCK Equip

[App page](https://appshunter.io/ios/app/securlock-equip/id1069254695)

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

**Highlights:** Turn cards on/off, Set location-based controls, Block international transactions, Set spending limits, Mobile card management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app
- 🔒 Secure and helpful
- 👍 Provides good control over card
- 👍 Useful for budgeting

**What reviewers complain about**

- 🐛 Login issues
- 🐛 App not working
- 🐛 Unreliable notifications
- 🐛 Frequent log outs
- 🐛 Touch ID/Face ID not working

**Reported bugs**

- App not allowing login or password reset
- Transactions not showing up
- Card locking/unlocking not working as expected

**Requested features**

- Allow adding multiple cards from different banks
- Provide better customer support options
- Improve app stability and reliability


## Frequently asked questions

### Is OFG Digital free?

OFG Digital is free to download, with no in-app purchases.

### Is SecurLOCK Equip free?

SecurLOCK Equip is free to download, with no in-app purchases.

### Which has better reviews, OFG Digital or SecurLOCK Equip?

SecurLOCK Equip is rated higher. OFG Digital averages 2.6 out of 5 from 312 ratings, while SecurLOCK Equip averages 4.5 from 4.4K ratings.

### Do OFG Digital or SecurLOCK Equip have ads?

Neither OFG Digital nor SecurLOCK Equip shows ads.

### Which is updated more often, OFG Digital or SecurLOCK Equip?

OFG Digital ships an update every 7 months, and SecurLOCK Equip every 5 months. Most recently, OFG Digital was updated on August 8, 2026 and SecurLOCK Equip on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*