# OFG Digital vs CooPACA Móvil

The clearest difference is rating: CooPACA Móvil at 4.7 against OFG Digital's 2.6. CooPACA Móvil also leads on review sentiment (35% vs 17%) and ratings volume (2.4K vs 314). OFG Digital's advantage is update cadence (every 7 months vs every 29 months) and iOS requirement (11.0 vs 14.7). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CooPACA Móvil holds the better App Store score, 4.7 against 2.6. That said, the two scores are not equally well evidenced: CooPACA Móvil has 2.4K ratings behind it against 314, so its average is the more settled of the two. Written reviews point the same way: 17% of OFG Digital's written reviews are positive against 35% of CooPACA Móvil's.

OFG Digital ships an update every 7 months, CooPACA Móvil every 29 months. Both last shipped on November 11, 2026.

## The numbers

| Metric | OFG Digital | CooPACA Móvil |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (314 ratings)](https://appshunter.io/ios/app/ofg-digital/id688388395/reviews) | **[4.7 (2.4K ratings)](https://appshunter.io/ios/app/coopaca-movil/id1418579101/reviews)** |
| Number of ratings | 314 | **2.4K** |
| Positive reviews | 17.3% of reviews | **34.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 7 months** | Every 29 months |
| Monetization | Free | Free |
| Size | 109 MB | 100 MB |
| Requires iOS | **11.0** | 14.7 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OFG Bancorp](https://appshunter.io/developer/688388398) | [CooPACA Móvil](https://appshunter.io/developer/1418579100) |

## What reviewers say

### OFG Digital

[App page](https://appshunter.io/ios/app/ofg-digital/id688388395)

Manage your bank accounts on the go. Check balances, pay bills, transfer funds, and deposit checks securely. Locate branches and ATMs easily.

**Highlights:** Check account balances, Pay bills, Transfer funds, PeoplePay, Deposit checks, Find branches and ATMs

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 💳 Check deposit feature convenient
- 🔒 Fingerprint/Touch ID authentication available
- ⚡ Fast performance when working
- 🏦 Integration with ATH Móvil

**What reviewers complain about**

- 🐛 Frequent login failures and credential issues
- 🐛 App crashes and freezes regularly
- ❌ Limited functionality compared to competitors
- 🎨 Outdated and poor UI/UX design
- 🔐 Excessive authentication requirements

**Reported bugs**

- Error 0014 preventing app access
- Login credentials not recognized despite correct password
- Face ID and passcode authentication not working
- App stuck on loading screen
- Device ID not found error

**Requested features**

- Apple Pay integration
- Dark mode option
- Direct credit card payment within app
- Push notifications for transactions
- ACH transfers to other financial institutions


### CooPACA Móvil

[App page](https://appshunter.io/ios/app/coopaca-movil/id1418579101)

Easily manage your finances with this mobile application. Perform bill payments, manage your cards, and communicate securely. You can also stop check payments directly from your device.

**Highlights:** Bill Payments, Manage Card, Secure Messaging, Stop Check Payment

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient banking
- 👍 Helpful and friendly staff
- ✨ Positive overall experience

**What reviewers complain about**

- 🚫 Lack of transfer option between accounts
- ⏱️ Slow transaction processing
- 🔒 Security issues with lost/stolen cards

**Reported bugs**

- Login issues after app updates
- Frequent app crashes and freezes

**Requested features**

- Restore transfer option between accounts
- Improve transaction visibility and details


## Frequently asked questions

### Is OFG Digital free?

OFG Digital is free to download, with no in-app purchases.

### Is CooPACA Móvil free?

CooPACA Móvil is free to download, with no in-app purchases.

### Which has better reviews, OFG Digital or CooPACA Móvil?

CooPACA Móvil is rated higher. OFG Digital averages 2.6 out of 5 from 314 ratings, while CooPACA Móvil averages 4.7 from 2.4K ratings.

### Do OFG Digital or CooPACA Móvil have ads?

Neither OFG Digital nor CooPACA Móvil shows ads.

### Which is updated more often, OFG Digital or CooPACA Móvil?

OFG Digital ships an update every 7 months, and CooPACA Móvil every 29 months. Most recently, OFG Digital was updated on November 11, 2026 and CooPACA Móvil on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*