# Gesa Digital Banking vs Tepco Mobile

The clearest difference is ratings volume: Gesa Digital Banking at 28K against Tepco Mobile's 3. Tepco Mobile's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tepco Mobile holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Gesa Digital Banking has 28K ratings behind it against 3, so its average is the more settled of the two.

Gesa Digital Banking ships an update every 14 months, Tepco Mobile every 9 months. The most recent releases landed on November 8, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Gesa Digital Banking | Tepco Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (28K ratings)](https://appshunter.io/ios/app/gesa-digital-banking/id690716194/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/tepco-mobile/id1485332086/reviews)** |
| Number of ratings | **28K** | 3 |
| Positive reviews | 29.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Every 9 months** |
| Monetization | Free | Free |
| Size | 81 MB | 22 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Gesa Credit Union](https://appshunter.io/developer/470410885) | [Tepco Premium Finance](https://appshunter.io/developer/1485332085) |

## What reviewers say

### Gesa Digital Banking

[App page](https://appshunter.io/ios/app/gesa-digital-banking/id690716194)

Manage your finances conveniently from your mobile device. Transfer funds, deposit checks, pay bills, and apply for financial products like loans and credit cards. Enjoy secure access with biometric options on supported devices.

**Highlights:** Money transfers, Check deposits, Bill payments, Loan applications, Credit card applications, New account opening, Biometric access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Straightforward and easy to use
- 🔒 Secure banking experience
- 👍 Reliable for basic banking needs
- 🚀 Convenient mobile check deposit
- 👍 Friendly and helpful customer service

**What reviewers complain about**

- 🐛 Buggy and glitchy app experience
- 🕰️ Slow and laggy performance
- 🔒 Frequent 2-step verification required
- 👎 Difficult to navigate and find features
- 🔨 Poor integration with credit card and in-branch services

**Reported bugs**

- Remote check deposit issues and timeouts
- Inconsistent login and logout behavior
- Incorrect account and address information
- Delayed posting of pending transactions

**Requested features**

- Increase transfer limit from savings to checking
- Improve navigation and organization of the app
- Add biometric login options (fingerprint, face ID)
- Streamline credit card payment process
- Redesign the app to be more visually appealing


### Tepco Mobile

[App page](https://appshunter.io/ios/app/tepco-mobile/id1485332086)

Manage your insurance loans with ease. Review account details, make payments directly, and set personalized reminders for due dates. Optimize your cash flow while securing necessary insurance products.

**Highlights:** View account details, Make direct payments, Set payment reminders, Manage insurance loans, Optimize cash flow

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Gesa Digital Banking free?

Gesa Digital Banking is free to download, with no in-app purchases.

### Is Tepco Mobile free?

Tepco Mobile is free to download, with no in-app purchases.

### Which has better reviews, Gesa Digital Banking or Tepco Mobile?

Tepco Mobile is rated higher. Gesa Digital Banking averages 4.7 out of 5 from 28K ratings, while Tepco Mobile averages 5.0 from 3 ratings.

### Do Gesa Digital Banking or Tepco Mobile have ads?

Neither Gesa Digital Banking nor Tepco Mobile shows ads.

### Which is updated more often, Gesa Digital Banking or Tepco Mobile?

Gesa Digital Banking ships an update every 14 months, and Tepco Mobile every 9 months. Most recently, Gesa Digital Banking was updated on November 8, 2026 and Tepco Mobile on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*