# Gesa Digital Banking vs PickTrace PayCard

Gesa Digital Banking and PickTrace PayCard both sit at 4.7 stars, but that hides the real split: 100% of PickTrace PayCard's written reviews are positive against 30% of Gesa Digital Banking's. PickTrace PayCard also leads on update cadence (fortnightly vs every 14 months). Gesa Digital Banking's advantage is ratings volume (28K vs 13) and device support (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Gesa Digital Banking against 4.7 for PickTrace PayCard. That said, the two scores are not equally well evidenced: Gesa Digital Banking has 28K ratings behind it against 13, so its average is the more settled of the two. Written reviews are what separate them: 30% of Gesa Digital Banking's written reviews are positive against 100% of PickTrace PayCard's.

Gesa Digital Banking ships an update every 14 months, PickTrace PayCard fortnightly. The most recent releases landed on September 25, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Gesa Digital Banking | PickTrace PayCard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (28K ratings)](https://appshunter.io/ios/app/gesa-digital-banking/id690716194/reviews)** | [4.7 (13 ratings)](https://appshunter.io/ios/app/picktrace-paycard/id1643013907/reviews) |
| Number of ratings | **28K** | 13 |
| Positive reviews | 29.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 81 MB | 56 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Gesa Credit Union](https://appshunter.io/developer/470410885) | [PickTrace, Inc.](https://appshunter.io/developer/1571789350) |

## What reviewers say

### Gesa Digital Banking

[App page](https://appshunter.io/ios/app/gesa-digital-banking/id690716194)

Manage your finances conveniently from your mobile device. Transfer funds, deposit checks, pay bills, and apply for financial products like loans and credit cards. Enjoy secure access with biometric options on supported devices.

**Highlights:** Money transfers, Check deposits, Bill payments, Loan applications, Credit card applications, New account opening, Biometric access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Straightforward and easy to use
- 🔒 Secure banking experience
- 👍 Reliable for basic banking needs
- 🚀 Convenient mobile check deposit
- 👍 Friendly and helpful customer service

**What reviewers complain about**

- 🐛 Buggy and glitchy app experience
- 🕰️ Slow and laggy performance
- 🔒 Frequent 2-step verification required
- 👎 Difficult to navigate and find features
- 🔨 Poor integration with credit card and in-branch services

**Reported bugs**

- Remote check deposit issues and timeouts
- Inconsistent login and logout behavior
- Incorrect account and address information
- Delayed posting of pending transactions

**Requested features**

- Increase transfer limit from savings to checking
- Improve navigation and organization of the app
- Add biometric login options (fingerprint, face ID)
- Streamline credit card payment process
- Redesign the app to be more visually appealing


### PickTrace PayCard

[App page](https://appshunter.io/ios/app/picktrace-paycard/id1643013907)

Access your finances securely and conveniently. View your card balance, track incoming payments, and monitor all your transaction activity from in-store purchases to ATM withdrawals.

**Highlights:** View card balance, Track incoming payments, Monitor transaction history, In-store and online purchases, ATM withdrawals

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Gesa Digital Banking free?

Gesa Digital Banking is free to download, with no in-app purchases.

### Is PickTrace PayCard free?

PickTrace PayCard is free to download, with no in-app purchases.

### Which has better reviews, Gesa Digital Banking or PickTrace PayCard?

Gesa Digital Banking is rated higher. Gesa Digital Banking averages 4.7 out of 5 from 28K ratings, while PickTrace PayCard averages 4.7 from 13 ratings.

### Do Gesa Digital Banking or PickTrace PayCard have ads?

Neither Gesa Digital Banking nor PickTrace PayCard shows ads.

### Which is updated more often, Gesa Digital Banking or PickTrace PayCard?

Gesa Digital Banking ships an update every 14 months, and PickTrace PayCard fortnightly. Most recently, Gesa Digital Banking was updated on September 25, 2026 and PickTrace PayCard on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*