# Gesa Digital Banking vs HAPO Debit

Gesa Digital Banking and HAPO Debit both sit at 4.7 stars, but that hides the real split: 30% of Gesa Digital Banking's written reviews are positive against 0% of HAPO Debit's. Gesa Digital Banking also leads on ratings volume (28K vs 155) and device support (3 vs 1). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Gesa Digital Banking against 4.6 for HAPO Debit. That said, the two scores are not equally well evidenced: Gesa Digital Banking has 28K ratings behind it against 155, so its average is the more settled of the two. Written reviews are what separate them: 30% of Gesa Digital Banking's written reviews are positive against 0% of HAPO Debit's.

Gesa Digital Banking ships an update every 14 months, HAPO Debit every 10 months. The most recent releases landed on October 31, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Gesa Digital Banking | HAPO Debit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (28K ratings)](https://appshunter.io/ios/app/gesa-digital-banking/id690716194/reviews)** | [4.6 (155 ratings)](https://appshunter.io/ios/app/hapo-debit/id6452472427/reviews) |
| Number of ratings | **28K** | 155 |
| Positive reviews | **29.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Every 10 months** |
| Monetization | Free | Free |
| Size | 81 MB | 73 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Gesa Credit Union](https://appshunter.io/developer/470410885) | [HAPO Community Credit Union](https://appshunter.io/developer/958668944) |

## What reviewers say

### Gesa Digital Banking

[App page](https://appshunter.io/ios/app/gesa-digital-banking/id690716194)

Manage your finances conveniently from your mobile device. Transfer funds, deposit checks, pay bills, and apply for financial products like loans and credit cards. Enjoy secure access with biometric options on supported devices.

**Highlights:** Money transfers, Check deposits, Bill payments, Loan applications, Credit card applications, New account opening, Biometric access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Straightforward and easy to use
- 🔒 Secure banking experience
- 👍 Reliable for basic banking needs
- 🚀 Convenient mobile check deposit
- 👍 Friendly and helpful customer service

**What reviewers complain about**

- 🐛 Buggy and glitchy app experience
- 🕰️ Slow and laggy performance
- 🔒 Frequent 2-step verification required
- 👎 Difficult to navigate and find features
- 🔨 Poor integration with credit card and in-branch services

**Reported bugs**

- Remote check deposit issues and timeouts
- Inconsistent login and logout behavior
- Incorrect account and address information
- Delayed posting of pending transactions

**Requested features**

- Increase transfer limit from savings to checking
- Improve navigation and organization of the app
- Add biometric login options (fingerprint, face ID)
- Streamline credit card payment process
- Redesign the app to be more visually appealing


### HAPO Debit

[App page](https://appshunter.io/ios/app/hapo-debit/id6452472427)

Manage your debit card with this companion app. Create a new username and password to access card-specific features, enhancing your mobile banking experience.

**Highlights:** Debit card management, New username/password creation, Companion to mobile banking app, Enhanced card benefits

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Gesa Digital Banking free?

Gesa Digital Banking is free to download, with no in-app purchases.

### Is HAPO Debit free?

HAPO Debit is free to download, with no in-app purchases.

### Which has better reviews, Gesa Digital Banking or HAPO Debit?

Gesa Digital Banking is rated higher. Gesa Digital Banking averages 4.7 out of 5 from 28K ratings, while HAPO Debit averages 4.6 from 155 ratings.

### Do Gesa Digital Banking or HAPO Debit have ads?

Neither Gesa Digital Banking nor HAPO Debit shows ads.

### Which is updated more often, Gesa Digital Banking or HAPO Debit?

Gesa Digital Banking ships an update every 14 months, and HAPO Debit every 10 months. Most recently, Gesa Digital Banking was updated on October 31, 2026 and HAPO Debit on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*