# Gesa Digital Banking vs HRAgo

The clearest difference is rating: Gesa Digital Banking at 4.7 against HRAgo's 3.6. Gesa Digital Banking also leads on ratings volume (28K vs 275). HRAgo's advantage is update cadence (every 3 months vs every 14 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Gesa Digital Banking holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: Gesa Digital Banking has 28K ratings behind it against 275, so its average is the more settled of the two. Written reviews complicate that: 30% of Gesa Digital Banking's written reviews are positive against 38% of HRAgo's, so the app with the better star average is not the one people write more warmly about.

Gesa Digital Banking ships an update every 14 months, HRAgo every 3 months. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Gesa Digital Banking | HRAgo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (28K ratings)](https://appshunter.io/ios/app/gesa-digital-banking/id690716194/reviews)** | [3.6 (275 ratings)](https://appshunter.io/ios/app/hrago/id946966606/reviews) |
| Number of ratings | **28K** | 275 |
| Positive reviews | 29.8% of reviews | **37.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 81 MB | 44 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Gesa Credit Union](https://appshunter.io/developer/470410885) | [Empire Innovation Group, LLC](https://appshunter.io/developer/946966605) |

## What reviewers say

### Gesa Digital Banking

[App page](https://appshunter.io/ios/app/gesa-digital-banking/id690716194)

Manage your finances conveniently from your mobile device. Transfer funds, deposit checks, pay bills, and apply for financial products like loans and credit cards. Enjoy secure access with biometric options on supported devices.

**Highlights:** Money transfers, Check deposits, Bill payments, Loan applications, Credit card applications, New account opening, Biometric access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Straightforward and easy to use
- 🔒 Secure banking experience
- 👍 Reliable for basic banking needs
- 🚀 Convenient mobile check deposit
- 👍 Friendly and helpful customer service

**What reviewers complain about**

- 🐛 Buggy and glitchy app experience
- 🕰️ Slow and laggy performance
- 🔒 Frequent 2-step verification required
- 👎 Difficult to navigate and find features
- 🔨 Poor integration with credit card and in-branch services

**Reported bugs**

- Remote check deposit issues and timeouts
- Inconsistent login and logout behavior
- Incorrect account and address information
- Delayed posting of pending transactions

**Requested features**

- Increase transfer limit from savings to checking
- Improve navigation and organization of the app
- Add biometric login options (fingerprint, face ID)
- Streamline credit card payment process
- Redesign the app to be more visually appealing


### HRAgo

[App page](https://appshunter.io/ios/app/hrago/id946966606)

Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.

**Highlights:** View account balances and activity, Submit claims and documentation, Update contact information, Manage investment allocations, View account statements, Direct deposit reimbursements

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient claims submission
- 🤝 Great customer service
- 📱 User-friendly app
- ✅ Makes HRA easy

**What reviewers complain about**

- 🐌 Slow processing
- ❌ Denied claims frequently
- 😩 Cumbersome process
- ❓ Lack of explanation for denials
- 📚 Difficult to upload documents

**Reported bugs**

- Unable to log out
- Cannot add documentation from photo library
- App won't attach images for claims
- Cannot find 'Benefits Card' tab
- Kicked out before finishing upload

**Requested features**

- Allow adding multiple documents
- Provide information on covered expenses
- Improve navigation for monitoring deposits/credits/payments
- Add a 'forgot password' option
- Allow saving login credentials


## Frequently asked questions

### Is Gesa Digital Banking free?

Gesa Digital Banking is free to download, with no in-app purchases.

### Is HRAgo free?

HRAgo is free to download, with no in-app purchases.

### Which has better reviews, Gesa Digital Banking or HRAgo?

Gesa Digital Banking is rated higher. Gesa Digital Banking averages 4.7 out of 5 from 28K ratings, while HRAgo averages 3.6 from 275 ratings.

### Do Gesa Digital Banking or HRAgo have ads?

Neither Gesa Digital Banking nor HRAgo shows ads.

### Which is updated more often, Gesa Digital Banking or HRAgo?

Gesa Digital Banking ships an update every 14 months, and HRAgo every 3 months. Most recently, Gesa Digital Banking was updated on October 27, 2026 and HRAgo on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*