# EnvelopePlus vs Budget Zero

The clearest difference is rating: EnvelopePlus at 5.0 against Budget Zero's 4.2. Budget Zero's advantage is update cadence (every 4 days vs monthly). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. EnvelopePlus sells 3 one-off in-app purchases and Budget Zero sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

EnvelopePlus holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 3 and 5 respectively. Written reviews point the same way: 54% of EnvelopePlus's written reviews are positive against 50% of Budget Zero's.

EnvelopePlus ships an update monthly, Budget Zero every 4 days. The most recent releases landed on June 1, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | EnvelopePlus | Budget Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/envelopeplus/id690884154/reviews)** | [4.2 (5 ratings)](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006/reviews) |
| Number of ratings | 3 | **5** |
| Positive reviews | **53.8% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 4 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 5 MB | 12 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Robert E Carr Jr](https://appshunter.io/developer/690884157) | [Grey Park, LLC](https://appshunter.io/developer/1739831354) |

## What reviewers say

### EnvelopePlus

[App page](https://appshunter.io/ios/app/envelopeplus/id690884154)

This app provides tools to help you master your budget and take control of your money. It offers unlimited envelopes for financial flexibility and effortless income allocation.

**Highlights:** Unlimited envelopes, Effortless income allocation, Multi-envelope purchase management, Enhanced financial accountability, 2 free months of service

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 month of EnvelopePlus Service | $0.99 | one-time |
| 6 months of EnvelopePlus Service | $4.99 | one-time |
| 1 year of EnvelopePlus Service | $8.99 | one-time |


### Budget Zero

[App page](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006)

This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.

**Highlights:** Zero-based envelope budgeting, Manual transaction logging, No bank account linking, Private and secure, Offline functionality, Monthly budget periods

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $2.99 | per month |
| Yearly Subscription | $19.99 | per year |


## Frequently asked questions

### Is EnvelopePlus free?

EnvelopePlus is free to download, with in-app purchases available.

### Is Budget Zero free?

Budget Zero is free to download, with in-app purchases available.

### Which has better reviews, EnvelopePlus or Budget Zero?

EnvelopePlus is rated higher. EnvelopePlus averages 5.0 out of 5 from 3 ratings, while Budget Zero averages 4.2 from 5 ratings.

### Do EnvelopePlus or Budget Zero have ads?

Neither EnvelopePlus nor Budget Zero shows ads.

### Which is updated more often, EnvelopePlus or Budget Zero?

EnvelopePlus ships an update monthly, and Budget Zero every 4 days. Most recently, EnvelopePlus was updated on June 1, 2026 and Budget Zero on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*