# EnvelopePlus vs Budget Zero

The clearest difference is rating: EnvelopePlus at 5.0 against Budget Zero's 4.3. Budget Zero's advantage is update cadence (every 3 days vs monthly) and review sentiment (75% vs 54%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. EnvelopePlus sells 3 one-off in-app purchases and Budget Zero sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

EnvelopePlus holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 3 and 6 respectively. Written reviews complicate that: 54% of EnvelopePlus's written reviews are positive against 75% of Budget Zero's, so the app with the better star average is not the one people write more warmly about.

EnvelopePlus ships an update monthly, Budget Zero every 3 days. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | EnvelopePlus | Budget Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/envelopeplus/id690884154/reviews)** | [4.3 (6 ratings)](https://appshunter.io/ios/app/budget-zero-money-manager/id6482576006/reviews) |
| Number of ratings | 3 | **6** |
| Positive reviews | 53.8% of reviews | **75.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 5 MB | 21 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | +4 |
| Developer | [Robert E Carr Jr](https://appshunter.io/developer/690884157) | [Grey Park, LLC](https://appshunter.io/developer/1739831354) |

## What reviewers say

### EnvelopePlus

[App page](https://appshunter.io/ios/app/envelopeplus/id690884154)

This app provides tools to help you master your budget and take control of your money. It offers unlimited envelopes for financial flexibility and effortless income allocation.

**Highlights:** Unlimited envelopes, Effortless income allocation, Multi-envelope purchase management, Enhanced financial accountability, 2 free months of service

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 month of EnvelopePlus Service | $0.99 | one-time |
| 6 months of EnvelopePlus Service | $4.99 | one-time |
| 1 year of EnvelopePlus Service | $8.99 | one-time |


### Budget Zero

[App page](https://appshunter.io/ios/app/budget-zero-money-manager/id6482576006)

This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.

**Highlights:** Zero-based envelope budgeting, Manual transaction logging, No bank account linking, Private and secure, Offline functionality, Monthly budget periods

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $3.99 | per month |
| Yearly Subscription | $29.99 | per year |
| Lifetime Access | $79.99 | one-time |


## Frequently asked questions

### Is EnvelopePlus free?

EnvelopePlus is free to download, with in-app purchases available.

### Is Budget Zero free?

Budget Zero is free to download, with in-app purchases available.

### Which has better reviews, EnvelopePlus or Budget Zero?

EnvelopePlus is rated higher. EnvelopePlus averages 5.0 out of 5 from 3 ratings, while Budget Zero averages 4.3 from 6 ratings.

### Do EnvelopePlus or Budget Zero have ads?

Neither EnvelopePlus nor Budget Zero shows ads.

### Which is updated more often, EnvelopePlus or Budget Zero?

EnvelopePlus ships an update monthly, and Budget Zero every 3 days. Most recently, EnvelopePlus was updated on October 23, 2026 and Budget Zero on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*