# 投资理财必会 vs Net Worth Tracker

The clearest difference is rating: 投资理财必会 at 4.5 against Net Worth Tracker's 3.0. 投资理财必会 also leads on iOS requirement (8.0 vs 17.0). Net Worth Tracker's advantage is update cadence (every 5 days vs every 3 months) and review sentiment (100% vs 86%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. 投资理财必会 sells 1 one-off in-app purchase and Net Worth Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

投资理财必会 holds the better App Store score, 4.5 against 3.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews complicate that: 86% of 投资理财必会's written reviews are positive against 100% of Net Worth Tracker's, so the app with the better star average is not the one people write more warmly about.

投资理财必会 ships an update every 3 months, Net Worth Tracker every 5 days. The most recent releases landed on October 9, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | 投资理财必会 | Net Worth Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/id690984273/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/net-worth-tracker-mintly/id6737015950/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | 85.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 days** |
| Monetization | — | Free with in-app purchases |
| Size | 44 MB | 8 MB |
| Requires iOS | **8.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [世木 林](https://appshunter.io/developer/528007397) | [XIANG LI](https://appshunter.io/developer/1482267668) |

## What reviewers say

### 投资理财必会

[App page](https://appshunter.io/ios/app/id690984273)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |


### Net Worth Tracker

[App page](https://appshunter.io/ios/app/net-worth-tracker-mintly/id6737015950)

This app simplifies financial management by focusing on account balance changes and significant income/expenses, rather than logging every transaction. It helps users save time, reduce stress, and gain a clearer overview of their financial health.

**Highlights:** Track account balance changes, Focus on significant income/expenses, Save time with weekly tracking, Reduce financial stress, Gain a big picture financial view, Improve financial decision-making

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Annual | $4.99 | per year |
| Lifetime | $6.99 | one-time |


## Frequently asked questions

### Is 投资理财必会 free?

投资理财必会 is free to download, with in-app purchases available.

### Is Net Worth Tracker free?

Net Worth Tracker is free to download, with in-app purchases available.

### Which has better reviews, 投资理财必会 or Net Worth Tracker?

投资理财必会 is rated higher. 投资理财必会 averages 4.5 out of 5 from 2 ratings, while Net Worth Tracker averages 3.0 from 2 ratings.

### Do 投资理财必会 or Net Worth Tracker have ads?

Neither 投资理财必会 nor Net Worth Tracker shows ads.

### Which is updated more often, 投资理财必会 or Net Worth Tracker?

投资理财必会 ships an update every 3 months, and Net Worth Tracker every 5 days. Most recently, 投资理财必会 was updated on October 9, 2026 and Net Worth Tracker on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*