# My debts manager vs TLC

The clearest difference is in-app purchases: TLC at none against My debts manager's 3. My debts manager's advantage is update cadence (every 3 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. My debts manager sells 3 in-app purchases, starting at $1.99 per month. TLC asks for nothing beyond the download.

My debts manager ships an update every 3 days, TLC monthly. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | My debts manager | TLC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (56 ratings)](https://appshunter.io/ios/app/my-debts-manager/id692810052/reviews)** | — |
| Number of ratings | **56** | — |
| Positive reviews | 57.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 days** | Monthly |
| Monetization | Subscription | — |
| Size | 58 MB | 95 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [djamal guellati](https://appshunter.io/developer/290578238) | [The lewis companies llc](https://appshunter.io/developer/1482268355) |

## What reviewers say

### My debts manager

[App page](https://appshunter.io/ios/app/my-debts-manager/id692810052)

Easily track money lent and borrowed between friends, family, or clients. Manage personal finances, record transactions, and receive timely repayment reminders. Secure your financial data with password protection and automatic backups.

**Highlights:** Simplified loans and borrowing tracking, Credit tracking for transactions, Personalized repayment alerts, Detailed transaction recording, Password protection for data security, Automatic backup and restore

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subcription | $1.99 | per month |
| Yearly Subscription | $14.99 | per year |
| Full version for Life | $4.99 | one-time |


### TLC

[App page](https://appshunter.io/ios/app/tlc-customer/id1482271964)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is My debts manager free?

My debts manager is free to download, with in-app purchases available.

### Is TLC free?

TLC is free to download, with no in-app purchases.

### Do My debts manager or TLC have ads?

Neither My debts manager nor TLC shows ads.

### Which is updated more often, My debts manager or TLC?

My debts manager ships an update every 3 days, and TLC monthly. Most recently, My debts manager was updated on October 20, 2026 and TLC on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*