# My debts manager vs Campus D4

The clearest difference is in-app purchases: Campus D4 at none against My debts manager's 3. My debts manager's advantage is update cadence (every 3 days vs every 18 months) and iOS requirement (13.0 vs 15.0). On price, ads and device support there is nothing between them.

Both are free to download. My debts manager sells 3 in-app purchases, starting at $1.99 per month. Campus D4 asks for nothing beyond the download.

My debts manager ships an update every 3 days, Campus D4 every 18 months. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | My debts manager | Campus D4 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (56 ratings)](https://appshunter.io/ios/app/my-debts-manager/id692810052/reviews)** | — |
| Number of ratings | **56** | — |
| Positive reviews | 57.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 18 months |
| Monetization | Subscription | — |
| Size | 58 MB | 77 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [intergoldex llc](https://appshunter.io/developer/290578238) | [Desarrollo en Cuatro Consultores SC](https://appshunter.io/developer/1710645899) |

## What reviewers say

### My debts manager

[App page](https://appshunter.io/ios/app/my-debts-manager/id692810052)

Easily track money lent and borrowed between friends, family, or clients. Manage personal finances, record transactions, and receive timely repayment reminders. Secure your financial data with password protection and automatic backups.

**Highlights:** Simplified loans and borrowing tracking, Credit tracking for transactions, Personalized repayment alerts, Detailed transaction recording, Password protection for data security, Automatic backup and restore

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subcription | $1.99 | per month |
| Yearly Subscription | $14.99 | per year |
| Full version for Life | $4.99 | one-time |


### Campus D4

[App page](https://appshunter.io/ios/app/campus-d4/id1503368326)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My debts manager free?

My debts manager is free to download, with in-app purchases available.

### Is Campus D4 free?

Campus D4 is free to download, with no in-app purchases.

### Do My debts manager or Campus D4 have ads?

Neither My debts manager nor Campus D4 shows ads.

### Which is updated more often, My debts manager or Campus D4?

My debts manager ships an update every 3 days, and Campus D4 every 18 months. Most recently, My debts manager was updated on October 20, 2026 and Campus D4 on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*