# My debts manager vs IERPPOS PAN

The clearest difference is in-app purchases: IERPPOS PAN at none against My debts manager's 3. My debts manager's advantage is update cadence (every 3 days vs every 28 months) and device support. On price there is nothing between them.

Both are free to download. My debts manager sells 3 in-app purchases, starting at $1.99 per month. IERPPOS PAN asks for nothing beyond the download.

My debts manager ships an update every 3 days, IERPPOS PAN every 28 months. The most recent releases landed on October 20, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | My debts manager | IERPPOS PAN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (56 ratings)](https://appshunter.io/ios/app/my-debts-manager/id692810052/reviews)** | — |
| Number of ratings | **56** | — |
| Positive reviews | 57.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | — |
| Update frequency | **Every 3 days** | Every 28 months |
| Monetization | Subscription | — |
| Size | 58 MB | 31 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | — |
| Age rating | 4+ | 4+ |
| Developer | [intergoldex llc](https://appshunter.io/developer/290578238) | [Juan Equiz](https://appshunter.io/developer/1527182224) |

## What reviewers say

### My debts manager

[App page](https://appshunter.io/ios/app/my-debts-manager/id692810052)

Easily track money lent and borrowed between friends, family, or clients. Manage personal finances, record transactions, and receive timely repayment reminders. Secure your financial data with password protection and automatic backups.

**Highlights:** Simplified loans and borrowing tracking, Credit tracking for transactions, Personalized repayment alerts, Detailed transaction recording, Password protection for data security, Automatic backup and restore

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subcription | $1.99 | per month |
| Yearly Subscription | $14.99 | per year |
| Full version for Life | $4.99 | one-time |


### IERPPOS PAN

[App page](https://appshunter.io/ios/app/ierppos-pan/id6456792166)

**In-app purchases:** none


## Frequently asked questions

### Is My debts manager free?

My debts manager is free to download, with in-app purchases available.

### Is IERPPOS PAN free?

IERPPOS PAN is free to download, with no in-app purchases.

### Which is updated more often, My debts manager or IERPPOS PAN?

My debts manager ships an update every 3 days, and IERPPOS PAN every 28 months. Most recently, My debts manager was updated on October 20, 2026 and IERPPOS PAN on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*