# My debts manager vs Link HR

The clearest difference is in-app purchases: Link HR at none against My debts manager's 3. Link HR also leads on update cadence (daily vs every 3 days). My debts manager's advantage is iOS requirement (13.0 vs 15.0). On price, ads and device support there is nothing between them.

Both are free to download. My debts manager sells 3 in-app purchases, starting at $1.99 per month. Link HR asks for nothing beyond the download.

My debts manager ships an update every 3 days, Link HR daily. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | My debts manager | Link HR |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (56 ratings)](https://appshunter.io/ios/app/my-debts-manager/id692810052/reviews)** | — |
| Number of ratings | **56** | — |
| Positive reviews | 57.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 days | **Daily** |
| Monetization | Subscription | — |
| Size | 58 MB | 59 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [intergoldex llc](https://appshunter.io/developer/290578238) | [LINK BUSINESS SOLUTION](https://appshunter.io/developer/1734085769) |

## What reviewers say

### My debts manager

[App page](https://appshunter.io/ios/app/my-debts-manager/id692810052)

Easily track money lent and borrowed between friends, family, or clients. Manage personal finances, record transactions, and receive timely repayment reminders. Secure your financial data with password protection and automatic backups.

**Highlights:** Simplified loans and borrowing tracking, Credit tracking for transactions, Personalized repayment alerts, Detailed transaction recording, Password protection for data security, Automatic backup and restore

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subcription | $1.99 | per month |
| Yearly Subscription | $14.99 | per year |
| Full version for Life | $4.99 | one-time |


### Link HR

[App page](https://appshunter.io/ios/app/link-hr/id6788283312)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My debts manager free?

My debts manager is free to download, with in-app purchases available.

### Is Link HR free?

Link HR is free to download, with no in-app purchases.

### Do My debts manager or Link HR have ads?

Neither My debts manager nor Link HR shows ads.

### Which is updated more often, My debts manager or Link HR?

My debts manager ships an update every 3 days, and Link HR daily. Most recently, My debts manager was updated on October 20, 2026 and Link HR on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*