# 住宅ローン計算シミュレーター　ローンメモ vs Simple Compound Interest

The clearest difference is rating: Simple Compound Interest at 4.7 against 住宅ローン計算シミュレーター　ローンメモ's 4.0. Simple Compound Interest also leads on ratings volume (23 vs 1). 住宅ローン計算シミュレーター　ローンメモ's advantage is review sentiment (67% vs 56%) and iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simple Compound Interest holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Simple Compound Interest has 23 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 67% of 住宅ローン計算シミュレーター　ローンメモ's written reviews are positive against 56% of Simple Compound Interest's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 6 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | 住宅ローン計算シミュレーター　ローンメモ | Simple Compound Interest |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (1 ratings)](https://appshunter.io/ios/app/id694565529/reviews) | **[4.7 (23 ratings)](https://appshunter.io/ios/app/simple-compound-interest/id1020564831/reviews)** |
| Number of ratings | 1 | **23** |
| Positive reviews | **66.7% of reviews** | 55.6% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 6 months | Every 6 months |
| Monetization | — | Ad-supported |
| Size | 36 MB | 5 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Kouhei Yamamoto](https://appshunter.io/developer/632398998) | [Stack3](https://appshunter.io/developer/375916874) |

## What reviewers say

### 住宅ローン計算シミュレーター　ローンメモ

[App page](https://appshunter.io/ios/app/id694565529)

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Simple and clear
- 👍 Convenient for comparison
- 👍 Helpful for loan calculations
- 👍 Efficient for comparing options

**What reviewers complain about**

- 🐛 Inaccurate total payment calculation
- 🐛 Ads interfere with operation
- 🐛 App freezes during comparison
- 🐛 Not compatible with landscape mode
- 🐛 Lacks annual income ratio calculation

**Reported bugs**

- Total payment calculation is slightly off
- Ads obstruct operation and buttons
- App freezes when comparing
- App does not support landscape mode
- Cannot input loan amount

**Requested features**

- Ability to simulate interest rate increases
- Option to input bank name
- Support for landscape mode on iPad
- Feature to determine bonus increase amount and calculate backwards
- Inclusion of annual income ratio calculation


### Simple Compound Interest

[App page](https://appshunter.io/ios/app/simple-compound-interest/id1020564831)

Easily calculate the future value of your investments. Input your initial capital, monthly contributions, annual interest rate, and investment duration to see your projected final return, total invested amount, and growth rate. Save multiple scenarios and view monthly progress.

**Highlights:** Calculate final return, Calculate total investment amount, Calculate return rate, Save investment conditions, Show monthly increase

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 住宅ローン計算シミュレーター　ローンメモ free?

住宅ローン計算シミュレーター　ローンメモ is free to download, with no in-app purchases.

### Is Simple Compound Interest free?

Simple Compound Interest is free to download, with no in-app purchases.

### Which has better reviews, 住宅ローン計算シミュレーター　ローンメモ or Simple Compound Interest?

Simple Compound Interest is rated higher. 住宅ローン計算シミュレーター　ローンメモ averages 4.0 out of 5 from 1 ratings, while Simple Compound Interest averages 4.7 from 23 ratings.

### Do 住宅ローン計算シミュレーター　ローンメモ or Simple Compound Interest have ads?

Both 住宅ローン計算シミュレーター　ローンメモ and Simple Compound Interest show ads.

### Which is updated more often, 住宅ローン計算シミュレーター　ローンメモ or Simple Compound Interest?

住宅ローン計算シミュレーター　ローンメモ ships an update every 6 months, and Simple Compound Interest every 6 months. Most recently, 住宅ローン計算シミュレーター　ローンメモ was updated on October 24, 2026 and Simple Compound Interest on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*