# 住宅ローン計算シミュレーター　ローンメモ vs GMOあおぞらネット銀行 取引アプリ

The clearest difference is review sentiment: 住宅ローン計算シミュレーター　ローンメモ at 67% against GMOあおぞらネット銀行 取引アプリ's 22%. GMOあおぞらネット銀行 取引アプリ's advantage is ads (none vs shown) and update cadence (every 2 months vs every 6 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

住宅ローン計算シミュレーター　ローンメモ ships an update every 6 months, GMOあおぞらネット銀行 取引アプリ every 2 months. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | 住宅ローン計算シミュレーター　ローンメモ | GMOあおぞらネット銀行 取引アプリ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/id694565529/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | **66.7% of reviews** | 22.4% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 2 months** |
| Monetization | — | Free |
| Size | 36 MB | 42 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Kouhei Yamamoto](https://appshunter.io/developer/632398998) | [GMO Aozora Net Bank, Ltd.](https://appshunter.io/developer/1341530385) |

## What reviewers say

### 住宅ローン計算シミュレーター　ローンメモ

[App page](https://appshunter.io/ios/app/id694565529)

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Simple and clear
- 👍 Convenient for comparison
- 👍 Helpful for loan calculations
- 👍 Efficient for comparing options

**What reviewers complain about**

- 🐛 Inaccurate total payment calculation
- 🐛 Ads interfere with operation
- 🐛 App freezes during comparison
- 🐛 Not compatible with landscape mode
- 🐛 Lacks annual income ratio calculation

**Reported bugs**

- Total payment calculation is slightly off
- Ads obstruct operation and buttons
- App freezes when comparing
- App does not support landscape mode
- Cannot input loan amount

**Requested features**

- Ability to simulate interest rate increases
- Option to input bank name
- Support for landscape mode on iPad
- Feature to determine bonus increase amount and calculate backwards
- Inclusion of annual income ratio calculation


### GMOあおぞらネット銀行 取引アプリ

[App page](https://appshunter.io/ios/app/gmo/id1403241155)

Manage your bank accounts and perform various transactions directly from your smartphone. Check balances, make transfers, pay bills, and manage deposits and foreign currency accounts. You can also use your phone for ATM withdrawals and link loyalty points.

**Highlights:** Balance and transaction history inquiry, Fund transfers and remittances, Bill payment via PayB, Fixed deposit management, Foreign currency account transactions, Smartphone ATM withdrawals, Loyalty point integration

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 住宅ローン計算シミュレーター　ローンメモ free?

住宅ローン計算シミュレーター　ローンメモ is free to download, with no in-app purchases.

### Is GMOあおぞらネット銀行 取引アプリ free?

GMOあおぞらネット銀行 取引アプリ is free to download, with no in-app purchases.

### Do 住宅ローン計算シミュレーター　ローンメモ or GMOあおぞらネット銀行 取引アプリ have ads?

住宅ローン計算シミュレーター　ローンメモ shows ads; GMOあおぞらネット銀行 取引アプリ does not.

### Which is updated more often, 住宅ローン計算シミュレーター　ローンメモ or GMOあおぞらネット銀行 取引アプリ?

住宅ローン計算シミュレーター　ローンメモ ships an update every 6 months, and GMOあおぞらネット銀行 取引アプリ every 2 months. Most recently, 住宅ローン計算シミュレーター　ローンメモ was updated on October 24, 2026 and GMOあおぞらネット銀行 取引アプリ on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*