# 住宅ローン計算シミュレーター　ローンメモ vs Graph Compound Interest

The clearest difference is rating: Graph Compound Interest at 4.9 against 住宅ローン計算シミュレーター　ローンメモ's 4.0. Graph Compound Interest also leads on update cadence (every 2 weeks vs every 6 months) and review sentiment (95% vs 67%). 住宅ローン計算シミュレーター　ローンメモ's advantage is in-app purchases (none vs 1). On price, ads and device support there is nothing between them.

Both are free to download. Graph Compound Interest sells 1 one-off in-app purchase. 住宅ローン計算シミュレーター　ローンメモ asks for nothing beyond the download.

Graph Compound Interest holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: Graph Compound Interest has 22 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 67% of 住宅ローン計算シミュレーター　ローンメモ's written reviews are positive against 95% of Graph Compound Interest's.

住宅ローン計算シミュレーター　ローンメモ ships an update every 6 months, Graph Compound Interest every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | 住宅ローン計算シミュレーター　ローンメモ | Graph Compound Interest |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (1 ratings)](https://appshunter.io/ios/app/id694565529/reviews) | **[4.9 (22 ratings)](https://appshunter.io/ios/app/graph-compound-interest/id1418975531/reviews)** |
| Number of ratings | 1 | **22** |
| Positive reviews | 66.7% of reviews | **95.5% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 6 months | **Every 2 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 36 MB | 46 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kouhei Yamamoto](https://appshunter.io/developer/632398998) | [Kazuya Kobayashi](https://appshunter.io/developer/906985632) |

## What reviewers say

### 住宅ローン計算シミュレーター　ローンメモ

[App page](https://appshunter.io/ios/app/id694565529)

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Simple and clear
- 👍 Convenient for comparison
- 👍 Helpful for loan calculations
- 👍 Efficient for comparing options

**What reviewers complain about**

- 🐛 Inaccurate total payment calculation
- 🐛 Ads interfere with operation
- 🐛 App freezes during comparison
- 🐛 Not compatible with landscape mode
- 🐛 Lacks annual income ratio calculation

**Reported bugs**

- Total payment calculation is slightly off
- Ads obstruct operation and buttons
- App freezes when comparing
- App does not support landscape mode
- Cannot input loan amount

**Requested features**

- Ability to simulate interest rate increases
- Option to input bank name
- Support for landscape mode on iPad
- Feature to determine bonus increase amount and calculate backwards
- Inclusion of annual income ratio calculation


### Graph Compound Interest

[App page](https://appshunter.io/ios/app/graph-compound-interest/id1418975531)

Visualize your investment growth with this tool that calculates compound interest using interactive graphs. Save and adjust your calculations to plan for future returns.

**Highlights:** Compound interest calculation, Investment growth visualization, Save calculation records, Adjustable variables, Future return planning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Disable Ads | $4.99 | one-time |


## Frequently asked questions

### Is 住宅ローン計算シミュレーター　ローンメモ free?

住宅ローン計算シミュレーター　ローンメモ is free to download, with no in-app purchases.

### Is Graph Compound Interest free?

Graph Compound Interest is free to download, with in-app purchases available.

### Which has better reviews, 住宅ローン計算シミュレーター　ローンメモ or Graph Compound Interest?

Graph Compound Interest is rated higher. 住宅ローン計算シミュレーター　ローンメモ averages 4.0 out of 5 from 1 ratings, while Graph Compound Interest averages 4.9 from 22 ratings.

### Do 住宅ローン計算シミュレーター　ローンメモ or Graph Compound Interest have ads?

Both 住宅ローン計算シミュレーター　ローンメモ and Graph Compound Interest show ads.

### Which is updated more often, 住宅ローン計算シミュレーター　ローンメモ or Graph Compound Interest?

住宅ローン計算シミュレーター　ローンメモ ships an update every 6 months, and Graph Compound Interest every 2 weeks. Most recently, 住宅ローン計算シミュレーター　ローンメモ was updated on October 24, 2026 and Graph Compound Interest on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*