# SC Mobile Ghana vs Absa Banking

The clearest difference is rating: Absa Banking at 4.7 against SC Mobile Ghana's 3.7. Absa Banking also leads on ads (none vs shown) and update cadence (every 8 days vs every 6 weeks). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Absa Banking holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Absa Banking has 5.3K ratings behind it against 147, so its average is the more settled of the two. Written reviews point the same way: 30% of SC Mobile Ghana's written reviews are positive against 51% of Absa Banking's.

SC Mobile Ghana ships an update every 6 weeks, Absa Banking every 8 days. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | SC Mobile Ghana | Absa Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (147 ratings)](https://appshunter.io/ios/app/sc-mobile-ghana/id695428512/reviews) | **[4.7 (5.3K ratings)](https://appshunter.io/ios/app/absa-banking/id1085620596/reviews)** |
| Number of ratings | 147 | **5.3K** |
| Positive reviews | 30.2% of reviews | **51.1% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 8 days** |
| Monetization | Free | Free |
| Size | 154 MB | 408 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Standard Chartered Bank](https://appshunter.io/developer/367337301) | [Absa Bank Limited](https://appshunter.io/developer/619957263) |

## What reviewers say

### SC Mobile Ghana

[App page](https://appshunter.io/ios/app/sc-mobile-ghana/id695428512)

Manage your finances and perform a wide range of banking services from your mobile device. Open new accounts, transfer funds locally and internationally, pay bills, and manage investments. Enjoy the convenience of banking anytime, anywhere, without visiting a branch.

**Highlights:** Open Current, Savings Plus, or Fixed Deposit accounts, Transfer funds locally and internationally, Purchase airtime and data bundles, Pay utility bills and subscriptions, Buy, sell, and track investment portfolios, Access market insights and global diversification

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔥 Smooth performance (Stephen Asamoah)
- 🚀 Innovation in digital banking (vhtmusah)
- 💡 Great banking assistant (K. Agyeman)
- 👍 Easy to use (Robert, Apam-Ghana)
- ✨ App is getting better (kinggquarshie)

**What reviewers complain about**

- ❌ App constantly crashing (𝕾𝖙𝖎𝖋𝖑𝖊𝖗, Dddnnydd, ricgard0987, Saigon 4pf)
- ❌ Frequent re-registration required (Neon Abyss, Jfkgjgkc)
- ❌ International transfers declining (realmecollins, Elorms)
- ❌ Difficulty receiving OTP (Ajbounce94)
- ❌ Poor interface, difficult to use (Brownjaybird, Trespasser Trent, Delious2341)

**Reported bugs**

- App crashes when opened on Starlink internet
- App crashes during verification process
- App asks for upgrade but no update available
- Difficulty receiving OTP for transactions
- Transfers from account to Mobile Money failing ('Billers not available')

**Requested features**

- Simplify app interface
- Maximize menu button size on iPhone
- Fix back button size
- Improve visibility of transactions (in/out)
- Fix loan application form download


### Absa Banking

[App page](https://appshunter.io/ios/app/absa-banking/id1085620596)

Manage your bank accounts, approve transactions, and enhance security with advanced biometrics. Simplify payments, get instant statements, and withdraw cash without a card. Enjoy convenient banking features like a virtual assistant and prepaid purchases.

**Highlights:** Approve/reject transactions, Facial biometrics security, Virtual assistant (Abby), Instant payments (PayShap), Card management (lock/replace), Cardless ATM withdrawals, Prepaid airtime/data/electricity

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Seamless app experience
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features (e.g. airtime, data purchases)

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Difficult to access account details
- 🤔 Confusing verification process
- 🚫 Lack of support for older devices

**Reported bugs**

- Login issues after device migration
- Incorrect payment references and confirmations
- Inability to access certain account types
- Timezone-related date/time issues

**Requested features**

- Ability to edit recurring payments
- Option to view credit card balance
- Improved transaction history and reporting
- Geo-payment feature like other banks


## Frequently asked questions

### Is SC Mobile Ghana free?

SC Mobile Ghana is free to download, with no in-app purchases.

### Is Absa Banking free?

Absa Banking is free to download, with no in-app purchases.

### Which has better reviews, SC Mobile Ghana or Absa Banking?

Absa Banking is rated higher. SC Mobile Ghana averages 3.7 out of 5 from 147 ratings, while Absa Banking averages 4.7 from 5.3K ratings.

### Do SC Mobile Ghana or Absa Banking have ads?

SC Mobile Ghana shows ads; Absa Banking does not.

### Which is updated more often, SC Mobile Ghana or Absa Banking?

SC Mobile Ghana ships an update every 6 weeks, and Absa Banking every 8 days. Most recently, SC Mobile Ghana was updated on October 23, 2026 and Absa Banking on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*