# SC Mobile Ghana vs IC Wealth

The clearest difference is rating: SC Mobile Ghana at 3.7 against IC Wealth's 3.1. SC Mobile Ghana also leads on review sentiment (30% vs 13%) and monetization model (free vs ad-supported). IC Wealth's advantage is ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SC Mobile Ghana holds the better App Store score, 3.7 against 3.1. Both are backed by a comparable volume of ratings — 147 and 106 respectively. Written reviews point the same way: 30% of SC Mobile Ghana's written reviews are positive against 13% of IC Wealth's.

SC Mobile Ghana ships an update every 6 weeks, IC Wealth every 4 weeks. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | SC Mobile Ghana | IC Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (147 ratings)](https://appshunter.io/ios/app/sc-mobile-ghana/id695428512/reviews)** | [3.1 (106 ratings)](https://appshunter.io/ios/app/ic-wealth/id1664718497/reviews) |
| Number of ratings | **147** | 106 |
| Positive reviews | **30.2% of reviews** | 12.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 4 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 154 MB | 55 MB |
| Requires iOS | **14.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Standard Chartered Bank](https://appshunter.io/developer/367337301) | [IC GROUP LIMITED](https://appshunter.io/developer/1664718499) |

## What reviewers say

### SC Mobile Ghana

[App page](https://appshunter.io/ios/app/sc-mobile-ghana/id695428512)

Manage your finances and perform a wide range of banking services from your mobile device. Open new accounts, transfer funds locally and internationally, pay bills, and manage investments. Enjoy the convenience of banking anytime, anywhere, without visiting a branch.

**Highlights:** Open Current, Savings Plus, or Fixed Deposit accounts, Transfer funds locally and internationally, Purchase airtime and data bundles, Pay utility bills and subscriptions, Buy, sell, and track investment portfolios, Access market insights and global diversification

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔥 Smooth performance (Stephen Asamoah)
- 🚀 Innovation in digital banking (vhtmusah)
- 💡 Great banking assistant (K. Agyeman)
- 👍 Easy to use (Robert, Apam-Ghana)
- ✨ App is getting better (kinggquarshie)

**What reviewers complain about**

- ❌ App constantly crashing (𝕾𝖙𝖎𝖋𝖑𝖊𝖗, Dddnnydd, ricgard0987, Saigon 4pf)
- ❌ Frequent re-registration required (Neon Abyss, Jfkgjgkc)
- ❌ International transfers declining (realmecollins, Elorms)
- ❌ Difficulty receiving OTP (Ajbounce94)
- ❌ Poor interface, difficult to use (Brownjaybird, Trespasser Trent, Delious2341)

**Reported bugs**

- App crashes when opened on Starlink internet
- App crashes during verification process
- App asks for upgrade but no update available
- Difficulty receiving OTP for transactions
- Transfers from account to Mobile Money failing ('Billers not available')

**Requested features**

- Simplify app interface
- Maximize menu button size on iPhone
- Fix back button size
- Improve visibility of transactions (in/out)
- Fix loan application form download


### IC Wealth

[App page](https://appshunter.io/ios/app/ic-wealth/id1664718497)

Effortlessly manage your investments with personalized portfolio creation. Automate your savings and payments to achieve financial goals like retirement or education funding. Receive expert guidance to navigate your investment journey.

**Highlights:** Personalized portfolio creation, Automated investing, Digital payments, Expert financial guidance, Goal-based planning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SC Mobile Ghana free?

SC Mobile Ghana is free to download, with no in-app purchases.

### Is IC Wealth free?

IC Wealth is free to download, with no in-app purchases.

### Which has better reviews, SC Mobile Ghana or IC Wealth?

SC Mobile Ghana is rated higher. SC Mobile Ghana averages 3.7 out of 5 from 147 ratings, while IC Wealth averages 3.1 from 106 ratings.

### Do SC Mobile Ghana or IC Wealth have ads?

SC Mobile Ghana shows ads; IC Wealth does not.

### Which is updated more often, SC Mobile Ghana or IC Wealth?

SC Mobile Ghana ships an update every 6 weeks, and IC Wealth every 4 weeks. Most recently, SC Mobile Ghana was updated on October 23, 2026 and IC Wealth on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
