# SC Mobile Ghana vs SIMS LTD

The clearest difference is rating: SIMS LTD at 5.0 against SC Mobile Ghana's 3.7. SIMS LTD also leads on ads (none vs shown). SC Mobile Ghana's advantage is ratings volume (147 vs 6). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SIMS LTD holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: SC Mobile Ghana has 147 ratings behind it against 6, so its average is the more settled of the two.

SC Mobile Ghana ships an update every 6 weeks, SIMS LTD every 2 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | SC Mobile Ghana | SIMS LTD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (147 ratings)](https://appshunter.io/ios/app/sc-mobile-ghana/id695428512/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/sims-ltd/id6443445525/reviews)** |
| Number of ratings | **147** | 6 |
| Positive reviews | 30.2% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 154 MB | 77 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Standard Chartered Bank](https://appshunter.io/developer/367337301) | [Stanbic Bank](https://appshunter.io/developer/1475616364) |

## What reviewers say

### SC Mobile Ghana

[App page](https://appshunter.io/ios/app/sc-mobile-ghana/id695428512)

Manage your finances and perform a wide range of banking services from your mobile device. Open new accounts, transfer funds locally and internationally, pay bills, and manage investments. Enjoy the convenience of banking anytime, anywhere, without visiting a branch.

**Highlights:** Open Current, Savings Plus, or Fixed Deposit accounts, Transfer funds locally and internationally, Purchase airtime and data bundles, Pay utility bills and subscriptions, Buy, sell, and track investment portfolios, Access market insights and global diversification

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔥 Smooth performance (Stephen Asamoah)
- 🚀 Innovation in digital banking (vhtmusah)
- 💡 Great banking assistant (K. Agyeman)
- 👍 Easy to use (Robert, Apam-Ghana)
- ✨ App is getting better (kinggquarshie)

**What reviewers complain about**

- ❌ App constantly crashing (𝕾𝖙𝖎𝖋𝖑𝖊𝖗, Dddnnydd, ricgard0987, Saigon 4pf)
- ❌ Frequent re-registration required (Neon Abyss, Jfkgjgkc)
- ❌ International transfers declining (realmecollins, Elorms)
- ❌ Difficulty receiving OTP (Ajbounce94)
- ❌ Poor interface, difficult to use (Brownjaybird, Trespasser Trent, Delious2341)

**Reported bugs**

- App crashes when opened on Starlink internet
- App crashes during verification process
- App asks for upgrade but no update available
- Difficulty receiving OTP for transactions
- Transfers from account to Mobile Money failing ('Billers not available')

**Requested features**

- Simplify app interface
- Maximize menu button size on iPhone
- Fix back button size
- Improve visibility of transactions (in/out)
- Fix loan application form download


### SIMS LTD

[App page](https://appshunter.io/ios/app/sims-ltd/id6443445525)

Plan and invest in various managed solutions from your mobile device. Track your balance, view gains, and manage transactions like deposits and withdrawals. Utilize an investment calculator and access FAQs for smart financial planning.

**Highlights:** View investment balance and gains, Track transactions, Request investment statements, Make deposits and withdrawals, Investment planning calculator, Access investing FAQs

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SC Mobile Ghana free?

SC Mobile Ghana is free to download, with no in-app purchases.

### Is SIMS LTD free?

SIMS LTD is free to download, with no in-app purchases.

### Which has better reviews, SC Mobile Ghana or SIMS LTD?

SIMS LTD is rated higher. SC Mobile Ghana averages 3.7 out of 5 from 147 ratings, while SIMS LTD averages 5.0 from 6 ratings.

### Do SC Mobile Ghana or SIMS LTD have ads?

SC Mobile Ghana shows ads; SIMS LTD does not.

### Which is updated more often, SC Mobile Ghana or SIMS LTD?

SC Mobile Ghana ships an update every 6 weeks, and SIMS LTD every 2 months. Most recently, SC Mobile Ghana was updated on October 23, 2026 and SIMS LTD on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*