# SC Mobile Ghana vs PBL Mobile App

The clearest difference is rating: SC Mobile Ghana at 3.7 against PBL Mobile App's 1.7. SC Mobile Ghana also leads on review sentiment (30% vs 0%) and ratings volume (147 vs 10). PBL Mobile App's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SC Mobile Ghana holds the better App Store score, 3.7 against 1.7. That said, the two scores are not equally well evidenced: SC Mobile Ghana has 147 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 30% of SC Mobile Ghana's written reviews are positive against 0% of PBL Mobile App's.

SC Mobile Ghana ships an update every 6 weeks, PBL Mobile App every 3 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | SC Mobile Ghana | PBL Mobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (147 ratings)](https://appshunter.io/ios/app/sc-mobile-ghana/id695428512/reviews)** | [1.7 (10 ratings)](https://appshunter.io/ios/app/pbl-mobile-app/id6443467951/reviews) |
| Number of ratings | **147** | 10 |
| Positive reviews | **30.2% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 154 MB | 11 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Standard Chartered Bank](https://appshunter.io/developer/367337301) | [Prudential Bank Ltd](https://appshunter.io/developer/1453823192) |

## What reviewers say

### SC Mobile Ghana

[App page](https://appshunter.io/ios/app/sc-mobile-ghana/id695428512)

Manage your finances and perform a wide range of banking services from your mobile device. Open new accounts, transfer funds locally and internationally, pay bills, and manage investments. Enjoy the convenience of banking anytime, anywhere, without visiting a branch.

**Highlights:** Open Current, Savings Plus, or Fixed Deposit accounts, Transfer funds locally and internationally, Purchase airtime and data bundles, Pay utility bills and subscriptions, Buy, sell, and track investment portfolios, Access market insights and global diversification

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔥 Smooth performance (Stephen Asamoah)
- 🚀 Innovation in digital banking (vhtmusah)
- 💡 Great banking assistant (K. Agyeman)
- 👍 Easy to use (Robert, Apam-Ghana)
- ✨ App is getting better (kinggquarshie)

**What reviewers complain about**

- ❌ App constantly crashing (𝕾𝖙𝖎𝖋𝖑𝖊𝖗, Dddnnydd, ricgard0987, Saigon 4pf)
- ❌ Frequent re-registration required (Neon Abyss, Jfkgjgkc)
- ❌ International transfers declining (realmecollins, Elorms)
- ❌ Difficulty receiving OTP (Ajbounce94)
- ❌ Poor interface, difficult to use (Brownjaybird, Trespasser Trent, Delious2341)

**Reported bugs**

- App crashes when opened on Starlink internet
- App crashes during verification process
- App asks for upgrade but no update available
- Difficulty receiving OTP for transactions
- Transfers from account to Mobile Money failing ('Billers not available')

**Requested features**

- Simplify app interface
- Maximize menu button size on iPhone
- Fix back button size
- Improve visibility of transactions (in/out)
- Fix loan application form download


### PBL Mobile App

[App page](https://appshunter.io/ios/app/pbl-mobile-app/id6443467951)

Manage your everyday banking needs conveniently from your mobile device with this secure online payment gateway. Enjoy seamless transactions, bill payments, and instant statements through a simplified, user-friendly interface.

**Highlights:** Send money to PBL and other bank accounts, Send money to mobile wallets, Instant bank mini statement, Buy airtime and internet data, Pay bills and purchase airline tickets, Biometric login, ATM and branch locator

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SC Mobile Ghana free?

SC Mobile Ghana is free to download, with no in-app purchases.

### Is PBL Mobile App free?

PBL Mobile App is free to download, with no in-app purchases.

### Which has better reviews, SC Mobile Ghana or PBL Mobile App?

SC Mobile Ghana is rated higher. SC Mobile Ghana averages 3.7 out of 5 from 147 ratings, while PBL Mobile App averages 1.7 from 10 ratings.

### Do SC Mobile Ghana or PBL Mobile App have ads?

SC Mobile Ghana shows ads; PBL Mobile App does not.

### Which is updated more often, SC Mobile Ghana or PBL Mobile App?

SC Mobile Ghana ships an update every 6 weeks, and PBL Mobile App every 3 months. Most recently, SC Mobile Ghana was updated on November 6, 2026 and PBL Mobile App on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*