# SC Mobile Ghana vs GCB Mobile App

The clearest difference is ads: GCB Mobile App at none against SC Mobile Ghana's shown. SC Mobile Ghana's advantage is rating (3.7 vs 3.4) and review sentiment (30% vs 9%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SC Mobile Ghana holds the better App Store score, 3.7 against 3.4. Both are backed by a comparable volume of ratings — 147 and 377 respectively. Written reviews point the same way: 30% of SC Mobile Ghana's written reviews are positive against 9% of GCB Mobile App's.

SC Mobile Ghana ships an update every 6 weeks, GCB Mobile App every 2 months. The most recent releases landed on November 6, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | SC Mobile Ghana | GCB Mobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (147 ratings)](https://appshunter.io/ios/app/sc-mobile-ghana/id695428512/reviews)** | [3.4 (377 ratings)](https://appshunter.io/ios/app/gcb-mobile-app/id6444388582/reviews) |
| Number of ratings | 147 | **377** |
| Positive reviews | **30.2% of reviews** | 8.6% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 154 MB | 49 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Standard Chartered Bank](https://appshunter.io/developer/367337301) | [GCB Bank PLC](https://appshunter.io/developer/998408931) |

## What reviewers say

### SC Mobile Ghana

[App page](https://appshunter.io/ios/app/sc-mobile-ghana/id695428512)

Manage your finances and perform a wide range of banking services from your mobile device. Open new accounts, transfer funds locally and internationally, pay bills, and manage investments. Enjoy the convenience of banking anytime, anywhere, without visiting a branch.

**Highlights:** Open Current, Savings Plus, or Fixed Deposit accounts, Transfer funds locally and internationally, Purchase airtime and data bundles, Pay utility bills and subscriptions, Buy, sell, and track investment portfolios, Access market insights and global diversification

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔥 Smooth performance (Stephen Asamoah)
- 🚀 Innovation in digital banking (vhtmusah)
- 💡 Great banking assistant (K. Agyeman)
- 👍 Easy to use (Robert, Apam-Ghana)
- ✨ App is getting better (kinggquarshie)

**What reviewers complain about**

- ❌ App constantly crashing (𝕾𝖙𝖎𝖋𝖑𝖊𝖗, Dddnnydd, ricgard0987, Saigon 4pf)
- ❌ Frequent re-registration required (Neon Abyss, Jfkgjgkc)
- ❌ International transfers declining (realmecollins, Elorms)
- ❌ Difficulty receiving OTP (Ajbounce94)
- ❌ Poor interface, difficult to use (Brownjaybird, Trespasser Trent, Delious2341)

**Reported bugs**

- App crashes when opened on Starlink internet
- App crashes during verification process
- App asks for upgrade but no update available
- Difficulty receiving OTP for transactions
- Transfers from account to Mobile Money failing ('Billers not available')

**Requested features**

- Simplify app interface
- Maximize menu button size on iPhone
- Fix back button size
- Improve visibility of transactions (in/out)
- Fix loan application form download


### GCB Mobile App

[App page](https://appshunter.io/ios/app/gcb-mobile-app/id6444388582)

Manage your finances entirely from your smartphone. Open accounts, invest, pay bills, and secure your profile with biometric authentication. Enjoy a user-friendly interface with customizable themes and real-time transaction alerts.

**Highlights:** Biometric profile security, Bill payments (including ECG), Invest in Term Deposits, Open Instant accounts, Self-service options, Card requests, Customizable themes

**In-app purchases:** none

**What reviewers like**

- 👍 Superb Interface
- 👍 Seamless and user friendly
- 👍 Excellent app for perfect banking

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Transactions not reflecting
- 🐛 Mobile money transactions failing
- 🐛 Registration process errors
- 🐛 Poor customer support response

**Reported bugs**

- Photo upload fails during registration
- Mobile money transactions not going through
- App doesn't allow linking of account
- Standing order feature crashes when hitting frequency tab
- Messages sent to customer support go unanswered for weeks

**Requested features**

- Allow personal record updates (contacts, address) without visiting the bank
- Allow email verification for account creation
- Bring back the old version or fix the new one


## Frequently asked questions

### Is SC Mobile Ghana free?

SC Mobile Ghana is free to download, with no in-app purchases.

### Is GCB Mobile App free?

GCB Mobile App is free to download, with no in-app purchases.

### Which has better reviews, SC Mobile Ghana or GCB Mobile App?

SC Mobile Ghana is rated higher. SC Mobile Ghana averages 3.7 out of 5 from 147 ratings, while GCB Mobile App averages 3.4 from 377 ratings.

### Do SC Mobile Ghana or GCB Mobile App have ads?

SC Mobile Ghana shows ads; GCB Mobile App does not.

### Which is updated more often, SC Mobile Ghana or GCB Mobile App?

SC Mobile Ghana ships an update every 6 weeks, and GCB Mobile App every 2 months. Most recently, SC Mobile Ghana was updated on November 6, 2026 and GCB Mobile App on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*