# KB Pay vs 현대백화점

The clearest difference is rating: 현대백화점 at 4.8 against KB Pay's 3.4. 현대백화점 also leads on ads (none vs shown) and review sentiment (87% vs 54%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

현대백화점 holds the better App Store score, 4.8 against 3.4. Both are backed by a comparable volume of ratings — 181 and 276 respectively. Written reviews point the same way: 54% of KB Pay's written reviews are positive against 87% of 현대백화점's.

KB Pay ships an update every 2 weeks, 현대백화점 every 9 days. Both last shipped on November 1, 2026.

## The numbers

| Metric | KB Pay | 현대백화점 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (181 ratings)](https://appshunter.io/ios/app/kb-pay/id695436326/reviews) | **[4.8 (276 ratings)](https://appshunter.io/ios/app/id1031843830/reviews)** |
| Number of ratings | 181 | **276** |
| Positive reviews | 54.4% of reviews | **87.3% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Every 9 days** |
| Monetization | Free with in-app purchases | — |
| Size | 249 MB | 142 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KB KOOKMINCARD CO., LTD.](https://appshunter.io/developer/474177090) | [Hyundai Department Store Co., Ltd.](https://appshunter.io/developer/836292289) |

## What reviewers say

### KB Pay

[App page](https://appshunter.io/ios/app/kb-pay/id695436326)

Manage all your KB cards, assets, and lifestyle services in one app. Track payments, access loans, apply for cards, and enjoy exclusive shopping and travel deals. Optimize your spending with integrated financial tools and rewards.

**Highlights:** Card payment tracking and instant payment, Loan and credit services, Shopping and travel booking, Personalized benefits and events, Payment via bank accounts and points, Expense management and memo features

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient payment processing
- 👍 User-friendly and intuitive interface
- 💳 Seamless card payment integration
- 🎁 Good rewards and points accumulation
- 🔐 Face ID and biometric authentication support

**What reviewers complain about**

- 🌍 No English language support despite claims
- 🔐 Authentication issues for overseas users
- 🐛 Frequent app crashes and freezing
- ⚠️ Complex and cluttered interface with too many features
- 🚫 Overseas residents cannot access services

**Reported bugs**

- Card reissuance authentication fails at step 2
- Card password authentication doesn't proceed
- Infinite loop when viewing event notifications
- White screen errors preventing navigation
- App lock feature causes infinite loading screen

**Requested features**

- English language support (critical for foreigners)
- Chinese and Vietnamese language support
- Simplified interface with fewer features
- Separate pay-only app for faster performance
- Dark mode option


### 현대백화점

[App page](https://appshunter.io/ios/app/id1031843830)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KB Pay free?

KB Pay is free to download, with no in-app purchases.

### Is 현대백화점 free?

현대백화점 is free to download, with no in-app purchases.

### Which has better reviews, KB Pay or 현대백화점?

현대백화점 is rated higher. KB Pay averages 3.4 out of 5 from 181 ratings, while 현대백화점 averages 4.8 from 276 ratings.

### Do KB Pay or 현대백화점 have ads?

KB Pay shows ads; 현대백화점 does not.

### Which is updated more often, KB Pay or 현대백화점?

KB Pay ships an update every 2 weeks, and 현대백화점 every 9 days. Most recently, KB Pay was updated on November 1, 2026 and 현대백화점 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*