# KB Pay vs 하나머니(트래블로그)

The clearest difference is rating: 하나머니(트래블로그) at 4.6 against KB Pay's 3.4. 하나머니(트래블로그) also leads on ratings volume (753 vs 181). KB Pay's advantage is review sentiment (54% vs 18%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

하나머니(트래블로그) holds the better App Store score, 4.6 against 3.4. Both are backed by a comparable volume of ratings — 181 and 753 respectively. Written reviews complicate that: 54% of KB Pay's written reviews are positive against 18% of 하나머니(트래블로그)'s, so the app with the better star average is not the one people write more warmly about.

KB Pay ships an update every 2 weeks, 하나머니(트래블로그) monthly. Both last shipped on November 6, 2026.

## The numbers

| Metric | KB Pay | 하나머니(트래블로그) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (181 ratings)](https://appshunter.io/ios/app/kb-pay/id695436326/reviews) | **[4.6 (753 ratings)](https://appshunter.io/ios/app/id1038288833/reviews)** |
| Number of ratings | 181 | **753** |
| Positive reviews | **54.4% of reviews** | 17.8% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 249 MB | 156 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KB KOOKMINCARD CO., LTD.](https://appshunter.io/developer/474177090) | [Hana Card Co., Ltd.](https://appshunter.io/developer/940292922) |

## What reviewers say

### KB Pay

[App page](https://appshunter.io/ios/app/kb-pay/id695436326)

Manage all your KB cards, assets, and lifestyle services in one app. Track payments, access loans, apply for cards, and enjoy exclusive shopping and travel deals. Optimize your spending with integrated financial tools and rewards.

**Highlights:** Card payment tracking and instant payment, Loan and credit services, Shopping and travel booking, Personalized benefits and events, Payment via bank accounts and points, Expense management and memo features

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient payment processing
- 👍 User-friendly and intuitive interface
- 💳 Seamless card payment integration
- 🎁 Good rewards and points accumulation
- 🔐 Face ID and biometric authentication support

**What reviewers complain about**

- 🌍 No English language support despite claims
- 🔐 Authentication issues for overseas users
- 🐛 Frequent app crashes and freezing
- ⚠️ Complex and cluttered interface with too many features
- 🚫 Overseas residents cannot access services

**Reported bugs**

- Card reissuance authentication fails at step 2
- Card password authentication doesn't proceed
- Infinite loop when viewing event notifications
- White screen errors preventing navigation
- App lock feature causes infinite loading screen

**Requested features**

- English language support (critical for foreigners)
- Chinese and Vietnamese language support
- Simplified interface with fewer features
- Separate pay-only app for faster performance
- Dark mode option


### 하나머니(트래블로그)

[App page](https://appshunter.io/ios/app/id1038288833)

This app is a mobile lifestyle money platform that rewards users for everyday activities and financial services. It offers features for earning, spending, and managing money, including travel-specific benefits like free currency exchange and ATM withdrawals abroad. Users can also track expenses and settle bills with friends.

**Highlights:** Earn money through daily activities and card usage, Free currency exchange and overseas transaction fee waivers, Free international ATM withdrawals, Split expenses with friends, Automatic travel expense logging, Access to Hana Financial Group benefits and events

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient app
- 👍 Useful features for travelers
- 💡 Innovative travel-related services

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Extremely slow performance
- 🔌 Drains battery quickly
- 🤖 Poor user experience and UI

**Reported bugs**

- App freezes and crashes frequently
- Currency exchange and balance display issues
- Inconsistent behavior across devices and OS versions
- Unreliable push notifications and in-app alerts

**Requested features**

- Improve app stability and speed
- Enhance user interface and navigation
- Add more currency exchange and travel-related features
- Provide better customer support


## Frequently asked questions

### Is KB Pay free?

KB Pay is free to download, with no in-app purchases.

### Is 하나머니(트래블로그) free?

하나머니(트래블로그) is free to download, with no in-app purchases.

### Which has better reviews, KB Pay or 하나머니(트래블로그)?

하나머니(트래블로그) is rated higher. KB Pay averages 3.4 out of 5 from 181 ratings, while 하나머니(트래블로그) averages 4.6 from 753 ratings.

### Do KB Pay or 하나머니(트래블로그) have ads?

Both KB Pay and 하나머니(트래블로그) show ads.

### Which is updated more often, KB Pay or 하나머니(트래블로그)?

KB Pay ships an update every 2 weeks, and 하나머니(트래블로그) monthly. Most recently, KB Pay was updated on November 6, 2026 and 하나머니(트래블로그) on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*